A new analysis from the Center for Retirement Research at Boston College finds that nearly all retirees face surprise costs each year — from roof repairs to dental work — and a large share lack the cash to absorb even one year of these expenses. The result can be financial stress, forced asset sales or […]
Unexpected retirement expenses can strain senior homeowners Read More »
The New York City Housing Partnership launched a new homeownership initiative aimed at helping gig workers and self-employed New Yorkers qualify for mortgages — funded through a multi-year partnership with Airbnb. The program — called Pathways to Homeownership — is designed to assist workers who rely on nontraditional income sources such as freelancers, seasonal workers
New York program helps gig workers qualify for mortgages Read More »
A wave of recent proposals from think tanks across the ideological spectrum argue that the ultimate solution for keeping Social Security viable lies in fundamentally changing how the program works. According to federal actuaries, Social Security’s trust funds are projected to be depleted by 2032. If Congress takes no action, benefits would be cut across
Social Security proposals raise stakes for senior homeowners Read More »
American homeowners enter 2026 expecting higher insurance costs, growing climate risks and continued pressure on housing affordability. Data from Kin’s inaugural Homeownership Trends Report shows insurance costs now rival mortgage rates and home prices as a key factor shaping where — and whether — Americans buy, stay or move. Home insurance costs are rising faster
Rising insurance costs shape homeowner decisions in 2026 Read More »
U.S. home price growth remained muted in October as high mortgage rates and affordability constraints continued to weigh on the housing market, according to data released Tuesday by S&P Dow Jones Indices. The S&P Cotality Case-Shiller U.S. National Home Price Index rose 1.4% from a year earlier — up slightly from a 1.3% annual increase
Home price growth slows, affordability pressures persist Read More »
November’s declining mortgage rates enticed more homebuyers to come off the sidelines, resulting in an uptick for the National Association of Realtors’ (NAR) Pending Home Sales Index (PHSI). According to NAR data released Monday, pending home sales were up 3.3% month over month in November, as the PHSI rose to a reading of 79.2. On
Pending home sales rise in November as lower rates spur buyers Read More »
There’s no shortage of differing opinions within housing, but one thing most industry professionals can agree on is that affordability is a key ongoing struggle for many prospective homebuyers. Real estate agents and members of the National Association of Realtors (NAR) are on the front lines of this battle, as they work with buyers to
NAR supports major housing reforms in 2026 legislative agenda Read More »
Renovated homes continue to attract more online interest and sell faster than other older properties — but their long-standing fix-and-flip advantage has narrowed sharply as higher mortgage rates reshape buyer behavior, according to a new Realtor.com report. The analysis builds on earlier research showing fixer-uppers are priced 54.2% below the national median for single-family homes.
Renovated homes are still a draw, but the edge is fading Read More »
You may not want to put your homebuying plans into hibernation mode this winter. While a lot of people assume spring is the ideal time to buy a house, new data shows January may actually be the best time of year for budget-conscious buyers. Kind of surprising, right? Here’s why January deserves a serious look.
Is January the Best Time To Buy a Home? Read More »
The Housing for the 21st Century Act advanced in the House on Wednesday after a markup by the Financial Services Committee, setting the stage for a potential floor vote in early 2026. Lawmakers also unanimously passed a separate bill extending the authorization of the National Flood Insurance Program (NFIP). H.R. 5577 extends the program through
Housing for the 21st Century Act clears House committee, heads to floor vote Read More »