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Affordability

Inventory, affordability take center stage in House hearing

Affordability, Affordable housing, Congress, Home Prices, Homebuilders, House of Representatives, Housing Inventory, Housing Market, HWmember, Politics, Regulatory Compliance /

U.S. Rep. Mike Flood (R-Neb.) pressed federal housing officials Wednesday on what he described as costly and counterproductive red tape, using a House Financial Services Committee hearing to highlight regulations he feels are worsening the national housing shortage. The hearing focused heavily on interpretations of Build America, Buy America (BABA) requirements and their impacts on […]

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Zillow expects calmer 2026 housing market, improved affordability

Affordability, First-Time Homebuyers, Home Sales, Housing Inventory, Housing Market, HWmember, Mortgage Rates, Real Estate, Renters, Zillow /

Zillow says the housing market is on track for a steadier 2026, with modest price growth, slightly higher sales and mortgage rates that remain above 6%. The forecast follows what analysts describe as a year of small but meaningful gains for homebuyers — including improved affordability and more buyer-friendly conditions in nearly 20 major metro

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Has homeownership become a luxury good?

Affordability, Affordable housing, Homeownership, National Association of Realtors, Opinion, Real Estate /

Homeownership is the top means by which the typical American accumulates and builds wealth, and that has never been truer than today. Homeowners are the winners in today’s housing market, experiencing large gains in home equity across the board. These gains allow homeowners to make all-cash purchases on their next homes, remodel or sit on

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The 3 Housing Market Questions Coming Up at Every Gathering This Season

The 3 Housing Market Questions Coming Up at Every Gathering This Season

Affordability, For Buyers, For Sellers, Inventory /

Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation. Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market. 1. “Will

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Center for American Progress outlines plan to reduce housing costs

Center for American Progress outlines plan to reduce housing costs

Affordability, Construction, Government Lending, Homebuilders, Housing Inventory, Housing Market, Housing Policy, HWmember /

The Center for American Progress (CAP) recently put out a plan aimed at lowering housing costs nationwide by increasing construction and making homebuilding more affordable through federal efforts. The “Build, Baby, Build” proposal, published by CAP on Nov. 17, targets the nation’s estimated housing shortage of 2 million units, which the group says has contributed

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Why Buying a Home Still Pays Off in the Long Run

Why Buying a Home Still Pays Off in the Long Run

Affordability, First-Time Buyers, For Buyers, Rent vs. Buy /

Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life. But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future.

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Will steep increases in health insurance premiums threaten U.S. homebuying?

Affordability, Healthcare, HWmember, Politics, Real Estate, Realtor.com, Redfin /

As Congress debates whether to extend Affordable Care Act (ACA) subsidies set to expire, Americans may face steep increases in health insurance premiums — a jolt that could directly threaten homebuying prospects and keep many current homeowners from staying afloat. Daryl Fairweather, chief economist at Redfin; Emma Freer, senior policy analyst for health care at

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50-year mortgage proposal could reshape U.S. housing costs

Affordability, Brokerage, Contributors, HWmember, Mortgage, Opinion, Real Estate, Trump administration /

The idea of the 50-year mortgages flooded the news recently. It is the newest attempt by the Trump Administration to bring down housing costs, but I don’t think it was thought through entirely. On paper, it seems like a crazy but good idea. 50 years is a long time, but at least it would allow

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NYC landlords sue over rent law as vacant units climb

Affordability, Affordable housing, Policy, The Builder's Daily /

New York City Mayor-elect Zohran Mamdani won after campaigning on expanding rent stabilization to improve housing affordability. When he becomes mayor in January, Mamdani will face a lawsuit challenging New York’s rent stabilization law. A group of New York City landlords sued, arguing that the law sets rents too low to justify spending thousands of

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First American’s 2026 housing market forecast points to better affordability

Affordability, First American, First-Time Homebuyers, Homebuyers, Housing Inventory, Housing Market, HWmember, Mortgage Rates, Odeta Kushi /

After a year of easing mortgage rates and slightly improved affordability, the U.S. housing market heads into 2026 with expectations for steady, if uneven, progress. First American deputy chief economist Odeta Kushi said a broader reset remains gradual. “There are no quick fixes — recoveries take time,” she said. “The trends of 2025 will continue

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