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Affordable housing

TD Bank expresses cautious optimism for affordable housing in 2026

Affordable housing, Homebuilders, Housing Inventory, Housing Market, HWmember, Investors, Multifamily /

Affordable housing developers are entering 2026 with mixed expectations, balancing optimism about long-term demand with immediate concerns over costs and policy shifts. A new TD Bank survey shows that half of affordable housing professionals believe market challenges will affect their deal pipelines next year. They cite high construction costs and tariff-driven price increases as the […]

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A fifty year mortgage will not solve affordability. It only buys time we do not actually have.

Affordability, Affordable housing, Contributors, HWmember, Mortgage Rates, Opinion /

The recent interest in a fifty year mortgage says a lot about where the housing market is today. Buyers feel shut out, lenders are fighting for volume, and policymakers are searching for ways to make the math work. Extending the mortgage term to fifty years sounds like a bold solution, but it is really a

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Bridging the affordable housing gap: Why smarter data is the foundation for lasting solutions

Affordable housing, Artificial Intelligence, Contributors, HWmember, Opinion /

Securing rising living standards for all Americans depends on one basic necessity: affordable housing. Yet for millions of families, this goal feels further away than ever. In the United States, decades of rising costs, a constrained supply of homes, and structural barriers have created an affordable housing crisis that touches nearly every community.  The numbers

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Pathway Lending launches $30M housing fund

Affordable housing, Housing Market, HWmember, LendingLife, Nashville, Rental Properties, Tennessee /

Pathway Lending, a Nashville-based Community Development Financial Institution (CDFI), announced on Thursday the launch of the Pathway Housing Fund with $30 million in committed capital to acquire and preserve Naturally Occurring Affordable Housing (NOAH) in Tennessee communities at risk of gentrification. “Over the past two decades, Tennessee’s housing crisis has grown more personal for thousands

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An action plan for condo affordability

Affordability, Affordable housing, Contributors, Housing Market, HWmember, Mortgage, Opinion /

In recent weeks, President Trump has increasingly focused on “affordability” as a top priority.   When it comes to housing, that means addressing homeownership affordability challenges, which are significant by historical standards.  According to a recent Report by the National Association of Realtors, “The share of first-time home buyers dropped to a record low of 21%,

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As rural housing costs soar, financing affordable housing remains a hurdle

Affordable housing, homebuilder, Homeownership, Low-Income Housing Tax Credit, Policy, The Builder's Daily /

America’s housing affordability crisis is an equal-opportunity phenomenon. Nowhere is this more painfully clear than in the nation’s rural communities, which quietly confront a deepening affordability gap. Financing challenges unique to rural areas pursuing affordable housing development exacerbate a growing imbalance. A new Redfin study notes that home prices in rural communities have increased faster

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Inventory, affordability take center stage in House hearing

Affordability, Affordable housing, Congress, Home Prices, Homebuilders, House of Representatives, Housing Inventory, Housing Market, HWmember, Politics, Regulatory Compliance /

U.S. Rep. Mike Flood (R-Neb.) pressed federal housing officials Wednesday on what he described as costly and counterproductive red tape, using a House Financial Services Committee hearing to highlight regulations he feels are worsening the national housing shortage. The hearing focused heavily on interpretations of Build America, Buy America (BABA) requirements and their impacts on

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Has homeownership become a luxury good?

Affordability, Affordable housing, Homeownership, National Association of Realtors, Opinion, Real Estate /

Homeownership is the top means by which the typical American accumulates and builds wealth, and that has never been truer than today. Homeowners are the winners in today’s housing market, experiencing large gains in home equity across the board. These gains allow homeowners to make all-cash purchases on their next homes, remodel or sit on

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Connecticut governor signs bill to tackle affordable housing shortage

Affordable housing, Connecticut, Homelessness, Housing Market, HWmember, Legislation, Politics /

Connecticut Gov. Ned Lamont (D) on Wednesday signed a housing bill aimed at addressing the state’s shortage of affordable housing. H.B. 5002, a “much-debated” bill, according to CT Insider, passed during a special session in early November. The bill is a compromise from the version that Lamont had vetoed in June, which was followed by

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House Democrats urge HUD to reverse housing funds cut

Affordable housing, HUD, Politics and policy /

House Democrats sent a letter Tuesday to the U.S. Department of Housing and Urban Development Secretary Scott Turner, asking him to rescind a recent decision that would slash funding for affordable housing programs. HUD’s Notice for Funding Opportunity for the Fiscal Year 2025 Continuum of Care Program, issued on Nov. 13, would cut support for

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