Today’s lending environment is tight, and margins are feeling the pressure. It’s clear that a lender’s profitability has a lot to do with how well decisions are made and managed throughout the loan process. But many lenders are still relying on manual reviews and policy updates that can take weeks to put into place. AI […]
Redefining mortgage operations: The profit power of AI-driven decisioning Read More »
President Donald Trump’s new executive order that creates a single federal framework for artificial intelligence (AI) is reverberating throughout the housing industry. While states have been moving to regulate AI tools used in home pricing, marketing, tenant screening and mortgage decisions, the new order asserts federal authority over AI regulation. The Department of Justice (DOJ)
Will federal AI regulations override state housing efforts? Read More »
Securing rising living standards for all Americans depends on one basic necessity: affordable housing. Yet for millions of families, this goal feels further away than ever. In the United States, decades of rising costs, a constrained supply of homes, and structural barriers have created an affordable housing crisis that touches nearly every community. The numbers
A new study found that Zillow’s automated home valuation tool, the Zestimate, improves pricing efficiency in residential real estate transactions and delivers measurable benefits to buyers and sellers like. The research, published in Marketing Science — a peer-reviewed journal of the Institute for Operations Research and the Management Sciences — concluded that Zillow‘s tool reduces
Study finds Zillow home estimates improve buyer, seller outcomes Read More »
As homebuilders face shrinking access, tighter reins, and higher costs from traditional local and regional banks for construction financing, Sitewire this week introduced two new AI tools, BudgetIQ and Permit IQ, to streamline pre-construction budgeting and permitting for small residential construction projects. The company, which facilitates private credit construction draws, a solution widely used by
Sitewire launches AI tools to streamline pre-construction risk review Read More »
Mortgage stakeholders are applauding President Trump’s latest executive order seeking to curb state-level regulation around artificial intelligence. Processing Content The Trump Administration will target state laws and challenge them in court, and withhold certain grant funding for states with AI laws it deems onerous, according to the order signed Thursday. The directive suggests existing state
Trump targets “onerous” state AI laws, wins lender support Read More »
Median list prices in the Prescott metro dropped from $699,250 to $584,900 year-over-year while active listings surged 30.5% to 1,663 homes, marking a sharp reversal in this Arizona mountain market. The price correction represents a significant decline as sellers race to adjust expectations in a shifting landscape. Properties now sit on the market for a
Prescott home prices decline as inventory and days on market rise Read More »
Loft47 — a back-office automation and commission management platform for real estate brokerages — has introduced a new product aimed specifically at teams. Loft47 for Teams is built to automate commissions, payouts and accounting workflows while giving team leaders real-time visibility into performance and profitability. “Real estate teams are running increasingly complex businesses within brokerages,
Loft47 launches automation and commission management platform for real estate teams Read More »
Ncontracts, a provider of compliance, risk and vendor management solutions for the financial services industry, released a new survey Tuesday that examines how institutions are managing evolving compliance expectations in 2026. The survey, “The Future of Compliance: Benchmarking the People, Processes, and Pressures Shaping Compliance in 2026,” included responses from 183 financial institutions across various
2026 mortgage compliance trends show staffing strains, regulatory risks Read More »
Freddie Mac is updating its guidelines to include explicit language requiring mortgage companies to establish a clear artificial intelligence framework governing the technology’s internal use. The new rules become effective on March 3, 2026 and mandates compliance with the policy for businesses using AI and machine-learning tools in connection with loans sold to or serviced
Freddie Mac issues updates mandating AI governance Read More »