Artificial Intelligence

Lubbock inventory climbs to 8.1 months, marking Texas’s deepest buyer market

The Lubbock metro housing market has emerged as Texas’s deepest buyer’s market, with inventory levels reaching 8.1 months of supply as of Nov. 22, 2025. This marks a stark departure from the state’s overall 3.6 months of inventory, positioning the West Texas metro as an outlier in an otherwise balanced Texas housing landscape. Active listings […]

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Toledo housing inventory jumps 46% as Midwest markets recalibrate

Toledo’s single-family home inventory surged to 1,150 active listings for the week ending Nov. 22, 2025, marking a 46% increase from 787 homes a year earlier. The dramatic inventory expansion coincides with widespread price adjustments, as 38.3% of active listings reduced their asking prices during the week. The median list price in the Toledo metro

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Pine Bluff’s low prices are not speeding up home sales

Pine Bluff’s housing market reveals a stark disconnect between affordability and buyer interest, with 34.4% of active listings taking price cuts while homes sit on the market for a median 91 days. The metro’s $139,950 median list price represents less than half Arkansas’s $315,000 statewide figure, yet this dramatic price advantage fails to accelerate sales.

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A slowdown in compliance? Don’t believe it!

There’s a narrative making the rounds in certain mortgage lending circles. Some are suggesting that with the Consumer Financial Protection Bureau seemingly scaling back certain activities, compliance pressures may soon be easing. The current federal government shutdown seems to add credence to this story. Is it possible that after years of struggling through the downturn

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Local governments turn to AI to streamline housing development 

As local governments face mounting pressure to streamline the review process for residential projects, a wave of AI-driven reforms is revealing how modern tools can shave days or weeks off approvals, potentially speeding up housing development. For 15-plus years, pressure has been growing on a shrinking, aging municipal development workforce to carry a heavier, more

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Wells Fargo taps head of consumer banking to lead on AI

Wells Fargo taps head of consumer banking to lead on AI

Key Insight: Wells Fargo has tapped its head of consumer and small-business banking, Saul Van Beurden, to lead its expanding efforts in artificial intelligence. Supporting Data: Just in the past year, Wells Fargo has trained over 90,000 employees to use new AI tools, according to CEO Charlie Scharf. Expert Quote: The new appointment is “a

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Fed’s Cook sees risk in gen AI-manipulated financial trading

Key Insight: Federal Reserve Gov. Lisa Cook says emerging risks are arising over how artificial intelligence may influence financial markets. Expert quote: “Recent theoretical studies find that some AI-driven trading algorithms can indeed learn to collude without explicit coordination or intent, potentially impairing competition and market efficiency.” — Federal Reserve Gov. Lisa Cook.  What’s at

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Jason Cao joins Tidalwave as COO

Jason Cao joins Tidalwave as COO

Tidalwave, an agentic AI mortgage technology startup integrated with Fannie Mae and Freddie Mac, recently announced the hiring of Jason Cao as chief operating officer. Cao, an early investor in Tidalwave two years ago, was most recently COO at CertiK, where he helped build it into a unicorn as the world’s largest blockchain security company.

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OpenAI–Intuit deal brings financial actions to ChatGPT

OpenAI–Intuit deal brings financial actions to ChatGPT

Intuit and OpenAI announced a multi-year partnership Tuesday, marking another stride in the financial sector’s push toward widespread adoption of AI.  Under the agreement, Intuit-powered apps, such as Intuit TurboTax, Credit Karma, QuickBooks and Mailchimp, will be in ChatGPT, allowing users to take financial actions directly through the AI chatbot. With knowledge of their financial

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Harrisonburg housing market trends test seller patience

Active listings in the Harrisonburg, VA, metro jumped 72.8% year-over-year to 216 homes while weekly absorption held flat at 20 properties, creating a supply-demand imbalance that pushed 36.6% of sellers to cut prices in the week ending Nov. 14, 2025. The rapid inventory buildup marks a sharp reversal from last year’s tighter conditions, when just

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