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Baby Boomer

White House proposal would keep Medicare Advantage rates stable in 2027

Aging in Place, Baby Boomer, Centers for Medicare and Medicaid Services, Healthcare, HWmember, Retirement, Reverse, Trump administration /

The Trump administration has proposed nearly flat payment rates for private Medicare plans in 2027, a move that could significantly affect insurers that rely heavily on the Medicare Advantage program. The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 — […]

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Don’t count on the ‘silver tsunami’ for housing inventory surge

Affordability, Baby Boomer, Home Prices, Home Sales, Housing Inventory, HWmember, Retirement, Reverse /

Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance

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New deduction may lower seniors’ Social Security tax burden

Baby Boomer, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Tax /

The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader recently explained. A blog post by Luke Delorme

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Long-term care advocates speak out on regulatory rollbacks

Baby Boomer, Biden Administration, Centers for Medicare and Medicaid Services, HWmember, Long-term care, Reverse, Reverse Mortgage Daily, Trump administration /

The Trump administration has rolled back a series of health care regulations affecting nursing homes, home care workers and Medicare beneficiaries — scrapping minimum staffing standards and launching a new experiment that expands prior authorization in traditional Medicare. The changes reverse years of advocacy efforts by consumer groups and labor organizations. They are expected to

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Senior home sellers take a hit on profits

Baby Boomer, Home Prices, Home Sales, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

Older Americans are leaving money on the table when they sell their homes, with losses widening sharply after age 70, according to new research from the Center for Retirement Research at Boston College. Using a newly built national dataset, researchers found that sellers in their 70s and beyond consistently earn lower returns than younger homeowners.

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Gen X, millennials set to inherit trillions in real estate wealth

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For years, the coming wealth transfer sounded theoretical. Now it’s showing up in closing rooms, estate sales and sudden all-cash offers as younger buyers inherit property — and purchasing power — at unprecedented scale. Coldwell Banker Real Estate released its Global Luxury 2026 Trend Report, finding that Generation X and millennials are expected to inherit

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Home care crisis drives innovation for aging in place

Aging in Place, Baby Boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

A growing shortage of home care workers is threatening older Americans’ ability to remain in their homes. Despite rising demand, the sector struggles with low wages, high turnover and limited benefits — leaving families and patients scrambling for support, according to recent data highlighted by KFF. “This is not about what’s going to happen a

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Cost of retirement comfort soars, leaving most far short

Affordability, Baby Boomer, Homeownership, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

Retirement is widely portrayed as the reward for decades of work, but many Americans who have already stopped working say that promise is slipping out of reach. Rising costs and inadequate savings are reshaping expectations — and fueling fears — about life after work, according to findings from a recent Clever Real Estate survey. Clever

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Unexpected retirement expenses can strain senior homeowners

Affordability, Baby Boomer, Homeownership, HWmember, Retirement, Reverse, Reverse Mortgage Daily /

A new analysis from the Center for Retirement Research at Boston College finds that nearly all retirees face surprise costs each year — from roof repairs to dental work — and a large share lack the cash to absorb even one year of these expenses. The result can be financial stress, forced asset sales or

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How parents use home equity to help adult children buy homes

Baby Boomer, First-Time Homebuyers, Gen Z, Home Equity, HWmember, Retirement, Reverse /

Older Americans hold more than $14 trillion in home equity — nearly half the size of the U.S. economy. And while seniors can benefit from tapping their equity through a reverse mortgage product, they can also use the loan proceeds to help family members who might be struggling to afford homeownership. Earlier this week, The

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