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Climate Change

Industry, advocates react to California’s proposed insurer solvency rules

Industry, advocates react to California’s proposed insurer solvency rules

California, Climate Change, Property and casualty insurance, Regulation and compliance /

Takeaways: Large insurers would have to assess and disclose climate risks Proposal requires risk projections for next three decades Advocates want more risk mitigation efforts and disclosures California insurance commissioner Ricardo Lara’s proposed Long-Term Solvency Regulation, announced October 28, has insurers criticizing its provisions while consumer advocacy groups call for more disclosures and climate mandates. […]

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Homebuyers embrace sustainability, efficiency in 2025

Agent, Climate Change, Home Sales, Homebuyers, HWmember, Real Estate, Real Estate Agents, Realtor, Realtor.com /

Americans are redefining home comfort and value by focusing on efficiency, sustainability and natural design, according to Realtor.com’s 2025 Hottest Home Trends Report. Findings reflect a nationwide shift away from large, aesthetic features toward practical, eco-friendly and tech-driven living. WaterSense fixtures — which reduce water use by at least 20% — were the fastest-rising feature

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Climate change increasingly worries potential homebuyers

Climate Change, Housing markets, Originations /

After hurricanes in Florida, floods in Texas and wildfires in California plagued the United States this year, homeownership worries Americans, a survey released Wednesday showed. More than two-thirds of Americans believe homeownership is riskier now than it was 10 years ago due to climate change and natural disasters, according to a survey conducted by Clever

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NY couple claims Zillow, First Street’s climate risk data harmed home sale

Clear Cooperation, Climate Change, Compass, Flood, HWmember, Legal, Real Estate, Zillow /

Chappaqua, New York home sellers, married couple Andrew and Eri Uerkwitz, are claiming that flood risk data provided by First Street Technology accompanying their listing on Zillow is to blame for their home-selling woes, according to a story first published by the Daily Mail. In April 2025, the Uerkwitzes listed their Westchester County home, which

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NFIP set to expire as shutdown, disaster seasons collide

Climate Change, Disaster Relief, Flood insurance, Government Lending, Housing Market, HWmember, National Flood Insurance Program, Regulatory, Trump administration /

With the National Flood Insurance Program (NFIP) set to expire Sept. 30, just as hurricane and wildfire seasons collide with the threat of a federal government shutdown, uncertainty is mounting for homeowners, insurers and the housing market. The NFIP has faced repeated short-term extensions and lapses, including under the Biden administration two years ago. Between

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Wildfire warnings accompany California’s older home sales

Affordability, California, Climate Change, Homebuying, Housing Market, HWmember, Insurance, Real Estate, Wildfire /

California has become the first U.S. state to require homeowners selling older properties in high-risk wildfire zones to disclose not just a house’s vulnerabilities, but also steps taken to reduce those risks. The new mandate took effect in July and applies to houses built before 2010 – when the state strengthened building codes to withstand

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Older homes for sale in California now come with wildfire warnings

Climate Change, Wildfires /

Most California homes were built long before the state required that they be constructed to withstand wildfires. Now, sellers of older homes in high-risk areas must disclose to potential buyers not only a dwelling’s susceptibility to fire but what they’ve done to address those vulnerabilities. As climate change intensifies natural disasters, states across the US have been mandating

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Housing industry groups are fighting the surge in homeowners insurance costs

California, Climate Change, Florida, Homeowners insurance, Homeownership, HWmember, Insurance, Real Estate /

With homeowners insurance premiums expected to rise an average of 8% in 2025, according to data from Insurify, and researchers blaming these rising costs for an uptick in mortgage delinquencies, it’s clear that insurance costs are hampering homebuyers’ and owners’ already strained wallets.  “Insurance is one of those things that flies under the radar when

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 Rising insurance costs cut into buyer affordability

Affordability, Climate Change, Homeowners insurance, Housing Market, HWmember, Insurance, Real Estate /

Housing affordability is taking center stage this fall for the Trump administration. From President Donald Trump’s early executive order ordering the heads of all executive departments and agencies “to deliver emergency price relief,” to Treasury Secretary Scott Bessent highlighting housing affordability as one of his “big projects,” the affordability crisis is clearly top of mind.

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Tech startup offering AI-driven property level risk modeling

Affordability, Alabama, California, Climate Change, FEMA, Flood insurance, Florida, Homeowners insurance, Hurricane, HWmember, Insurance, Mississippi, National Flood Insurance Program, Natural Disaster, Real Estate, Tornado, Wildfire /

San Diego-based startup FutureProof is using artificial intelligence (AI) to change the way insurers assess catastrophe risk and set premiums, a shift that could make insurance both more affordable and easier to come by in disaster-prone regions. “FutureProof started with thinking about the build environment and everyone’s homes and businesses,” FutureProof co-founder and co-CEO Alisa

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