Your state’s Department of Real Estate (DRE) will absolutely look at intent — but even the best intentions don’t excuse a violation. As a broker, if you don’t have a system in place for handling trust funds, and if that system can’t prove compliance to the penny, you’re exposed, whether you meant harm or not. In […]
Alanna.ai and Settlor today announce a collaboration to develop technology solutions aimed at helping title and escrow companies comply with new federal reporting requirements under the Financial Crimes Enforcement Network’s (FinCEN) anti-money laundering rule (AML). The partnership integrates Alanna.ai’s compliance tools with Settlor’s provider-agnostic title production system, giving title professionals multiple options for managing FinCEN-related
Alanna, Settlor partner on FinCEN compliance options Read More »
Restb.ai has released a new application programming interface called Feature UAD. The interface is aimed at helping mortgage and appraisal professionals comply with new appraisal data standards set to take effect later this year. The tool is designed to support the Uniform Appraisal Dataset 3.6 — a revised standard that will be required for conventional
Restb.ai targets UAD 3.6 compliance for lenders, appraisers Read More »
The National Reverse Mortgage Lenders Association (NRMLA) has voiced formal support for New Jersey Senate Bill 4970 — urging lawmakers to advance legislation that would clarify how reverse mortgages are treated under the state’s secondary mortgage law. In a letter sent to State Sen. Joseph Lagana, the association said the bill would exempt reverse mortgage
NRMLA backs New Jersey bill clarifying reverse mortgage rules Read More »
The Department of Housing and Urban Development (HUD) issued new guidance that clarifies how appraisers are added to, maintained on and removed from the FHA Appraiser Roster. Mortgagee Letter 2025-24 — effective immediately — updates FHA policy to make appraiser eligibility easier to track and more consistent with federal and state licensing records. Changes apply
HUD tightens rules for FHA appraiser roster Read More »
Today’s lending environment is tight, and margins are feeling the pressure. It’s clear that a lender’s profitability has a lot to do with how well decisions are made and managed throughout the loan process. But many lenders are still relying on manual reviews and policy updates that can take weeks to put into place. AI
Redefining mortgage operations: The profit power of AI-driven decisioning Read More »
President Donald Trump’s new executive order that creates a single federal framework for artificial intelligence (AI) is reverberating throughout the housing industry. While states have been moving to regulate AI tools used in home pricing, marketing, tenant screening and mortgage decisions, the new order asserts federal authority over AI regulation. The Department of Justice (DOJ)
Will federal AI regulations override state housing efforts? Read More »
Ncontracts, a provider of compliance, risk and vendor management solutions for the financial services industry, released a new survey Tuesday that examines how institutions are managing evolving compliance expectations in 2026. The survey, “The Future of Compliance: Benchmarking the People, Processes, and Pressures Shaping Compliance in 2026,” included responses from 183 financial institutions across various
2026 mortgage compliance trends show staffing strains, regulatory risks Read More »
BBB National Programs’ Digital Advertising Accountability Program (DAAP) has worked with Zillow Group to bring several of the company’s major brands into compliance with industry rules governing interest-based advertising. DAAP said it initiated a routine review of Zillow.com and detected third-party tracking activity used for targeted advertising. That prompted a broader examination of Zillow Group’s
Zillow updates sites, apps after watchdog flags ad disclosure gaps Read More »
There’s a narrative making the rounds in certain mortgage lending circles. Some are suggesting that with the Consumer Financial Protection Bureau seemingly scaling back certain activities, compliance pressures may soon be easing. The current federal government shutdown seems to add credence to this story. Is it possible that after years of struggling through the downturn
A slowdown in compliance? Don’t believe it! Read More »