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Home equity levels remain high even as price appreciation has cooled

Cotality, Data & Visuals, Home Equity, Home Price Appreciation, Housing Market, HWmember, Negative Equity, Selma Hepp /

The average U.S. mortgage holder has more than $300,000 in home equity, a figure that’s up significantly since the start of the COVID-19 pandemic as national equity levels now stand at $17.5 trillion. That’s according to Cotality’s second-quarter 2025 home equity report released on Friday. The report noted that the average homeowner with a mortgage […]

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Investor housing market share dips but remains elevated

Cotality, Homebuying, Housing Inventory, HWmember, Institutional investors, Investor, Real Estate, Single-Family Housing, Single-Family Rentals /

Investor housing market activity slipped in the second quarter of 2025 but remains above recent historical averages, according to a new report from Cotality. Investors accounted for 32% of single-family home purchases in January, the report said. By June, the share had fallen to 29%. A year earlier, investors represented 25% of the market. “Investors

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What mortgage lenders are doing to limit contract cancellations

Cotality, Home Purchases, Housing Market, HWmember, Mortgage, Mortgage applications, Redfin /

Buyers are pulling out of purchase contracts at an alarming rate — reaching an eight-year high in July. HousingWire spoke to several lenders about how they are tackling the problem on the front end to prevent contracts from going south. Experts say the surge in collapsed deals stems from soaring home prices, steep borrowing costs

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Homebuyers seek independent research, but still want a real estate agent

Agent, Cotality, First-Time Homebuyers, Homebuyers, Homebuying, HWmember, Real Estate, Real Estate Agents /

From business practice changes, to a slowing housing market, to rapidly advancing technology, real estate agents have had to adapt quite a bit over the past few years. Still, homebuyers find them more important than ever. Data from Cotality shows that while more than 500,000 agents have entered the industry over the past decade, home

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August Demo Day: AutomatIQ Borrower Income Analysis by Cotality

Cotality, Demo Day, Sponsored, Technology /

AutomatIQ Borrower Income Analysis Multiple income sources? Calculate self-employed income? That’s easy. With a streamlined interface and productivity gains of up to 100%, AutomatIQ Borrower Income Analysis’ all-in-one solution helps quickly qualify borrowers and reduces the risk of loan repurchases. Plus, all available GSE rep and warrant programs and all income types are included with

August Demo Day: AutomatIQ Borrower Income Analysis by Cotality Read More »

Abandoned mortgage apps are on the upswing. Homebuyer confusion could be the culprit

Baby Boomer, Cotality, Gen Z, Homebuyers, HWmember, Legislation, Mortgage, Mortgage applications, Origination, Purchase Applications /

Mortgage applications don’t always fail with a formal rejection — many simply stall. A report released last month by Cotality found that homebuyer hesitation often predicts loan fallout, even without an official withdrawal. As a result, the property analytics firm found that 16% of buyers “ghosted” their mortgage applications last year — a trend attributed

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Why we should be cheering for the mom-and-pop investors in the housing market

Cotality, Homebuyers, Housing Inventory, Housing Market, HWmember, Real Estate /

One of the most persistent lies about U.S. economics post-COVID-19 is that Wall Street has been a major buyer of homes in America and that’s the reason home prices have escalated out of control. The role of investors in the housing market is back in the news again, but I want to look at this

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Mortgage delinquencies are rising as homeownership costs pile up

Cotality, Delinquencies, Florida, Georgia, Homeowners insurance, HWmember, Mortgage, Property Tax, Servicing, South Carolina /

Rising property taxes, insurance payments and growing delinquencies are eroding the promise of long-term stability in homeownership, according to a new blog from Cotality. The post revealed that across the country, more people are starting to fall behind on their mortgages due to the post-purchase costs. These include property taxes and homeowners insurance, both of

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Tech Pulse: Longbridge talks AI senior inclusivity, UWM details lending advancements

Artificial Intelligence, Cotality, Freddie Mac, HWmember, Mortgage, Real Estate, Technology, Title insurance, United Wholesale Mortgage /

Welcome back to Tech Pulse — a new weekly series rounding up the latest in technology, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Longbridge’s Bill Packer on crafting AI that’s inclusive of seniors As AI becomes more common in financial services, Bill Packer, the chief operating officer at Longbridge

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Home-price growth at decade low, Florida markets lead declines

Cotality, Florida, Home Prices, Homebuying, Housing Market, HWmember, Inflation, Real Estate /

Home-price growth in the U.S. fell to its lowest rate in more than a decade this April, according to the latest data from Cotality. Weighing on the market were continued concerns about the economy, including job stability, inflation and possible tariff impacts — all contributing to sluggish buyer demand. “Housing market headwinds continue to challenge

Home-price growth at decade low, Florida markets lead declines Read More »