Restb.ai has released a new application programming interface called Feature UAD. The interface is aimed at helping mortgage and appraisal professionals comply with new appraisal data standards set to take effect later this year. The tool is designed to support the Uniform Appraisal Dataset 3.6 — a revised standard that will be required for conventional […]
Restb.ai targets UAD 3.6 compliance for lenders, appraisers Read More »
Shares of Fannie Mae and Freddie Mac extended days-long losing streaks amid mounting unease about the impact of President Donald Trump’s policy moves on efforts to release the mortgage-finance giants from government control. Processing Content Fannie and Freddie common stock both sank around 10% in Friday trading to the lowest intraday levels since late November,
Fannie, Freddie stock woes deepen as IPO questions mount Read More »
Fannie Mae and Freddie Mac quietly increased their purchases of mortgage-backed securities (MBS) in 2025, helping push mortgage spreads lower toward the year’s end. Most analysts, however, were not expecting further meaningful tightening in the near term — at least until this week. That changed Thursday after President Donald Trump posted on social media that
Trump directs GSEs to purchase $200B in mortgage bonds in 2025 Read More »
President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down. “Because I chose not to sell Fannie Mae and Freddie Mac in my First Term, a truly great decision, and against
Trump directs GSEs to buy $200B in MBS to push mortgage rates lower Read More »
US President Donald Trump said he was directing the purchase of $200 billion in mortgage bonds, which he cast as his latest effort to bring down housing costs ahead of the November midterm election. Processing Content Trump announced the move on Thursday in a social media post, which was unclear on how the buys would
Trump directs $200 billion mortgage bond buy in housing push Read More »
As the title insurance industry moves into 2026, executives say it faces a complex mix of market pressures, regulatory shifts and escalating fraud risks. Leading executives who sat down with HousingWire are focusing on technology, operational efficiency and agent support — aiming to keep operations resilient while preparing for market recovery. Ryan Swed, group president
Title insurance leaders betting on technology, efficiency in 2026 Read More »
Fannie Mae revised its 2026 mortgage expectations marginally upward, with borrower interest in refinances, in particular, more likely to provide opportunities following the more muted activity of the past few years. Processing Content In its December housing outlook, the government-sponsored enterprise increased its forecasted volume for total originations next year to $2.37 trillion after a
Fannie Mae ups mortgage originations outlook Read More »
At a time when lack of affordability is a major issue for prospective homebuyers, eliminating minimum credit score requirements in GSE automated underwriting may sound like a great idea to expand credit access. However, there’s a reason the GSEs had such requirements in place for decades. They acted as an important override against errors in the analytical
Easing GSE credit score requirements raises risk concerns Read More »
The Federal Housing Finance Agency (FHFA) on Tuesday issued a final rule setting housing goals for Fannie Mae and Freddie Mac for 2026 through 2028, lowering benchmarks from 2025-2027 levels. The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 requires the FHFA to establish several annual housing goals for single-family and multifamily mortgages
FHFA sets 2026-2028 housing goals for GSEs Read More »
The U.S. Federal Housing Finance Agency says its new housing goals will help more middle class families get mortgages after being disadvantaged by Biden-era quotas. Processing Content The government-sponsored enterprises could purchase notably fewer loans in minority Census tracts over the next two years, according to the regulator’s plans unveiled Tuesday. The FHFA however anticipates
FHFA sees middle class lift in axing Biden housing goals Read More »