Apply Online
Schedule a Call

First-Time Homebuyers

Gen Z homeowners report higher insurance company dissatisfaction

First-Time Homebuyers, Gen Z, Homebuying, Homeowners insurance, HWmember, Real Estate /

A new survey from Kin Insurance suggests that Gen Z homeowners are less satisfied with their home insurance providers than older generations, citing poor customer service and claims experiences rather than cost as their main frustrations. Findings highlight a growing disconnect between digital-native Gen Z homeowners — born between 1997 and 2012 — and the […]

Gen Z homeowners report higher insurance company dissatisfaction Read More »

Why More Homeowners Are Selling Without Agents

Why More Homeowners Are Selling Without Agents

First-Time Homebuyers, Home Sales, Homebuyers, Homebuying, iBuying, Real Estate, Real Estate Agents /

Selling a home has become a more complex decision as online platforms offer new ways to bypass real estate agents. According to a new Clever Offers survey, 42% of sellers said market conditions influenced how they sold their home, and many chose alternative routes such as cash buyers, iBuyers or for-sale-by-owner listings. Of those who

Why More Homeowners Are Selling Without Agents Read More »

Investors drive up home prices, challenging first-time buyers

Cotality, Data & Visuals, First-Time Homebuyers, Home Prices, Housing Market, HWmember, Real Estate Investing /

Coupled with high mortgage rates and record-high home prices, real estate investors are also making it harder for first-time buyers to compete, according to new data from real estate analytics firm Cotality. Insights authored Oct. 10 by Thom Malone, Cotality’s principal economist, found that investors routinely pay more than market value for homes. These premiums

Investors drive up home prices, challenging first-time buyers Read More »

Colorado housing market sees wider price cuts ahead of ski season

Affordability, Artificial Intelligence, Colorado, First-Time Homebuyers, Housing Market, Housing Market Data, HWmember, Lenders, Real Estate, Real Estate Agents /

Colorado’s housing market shows a statewide median list price of $649,900 with 22,890 active listings, according to HW Data. Nearly half of active listings recorded a price reduction during the week. New supply totaled 1,441 listings while 1,869 homes moved under contract. Inventory gives shoppers more choice An active inventory near 23,000 listings expands options

Colorado housing market sees wider price cuts ahead of ski season Read More »

Help exists for cash-strapped homebuyers — but many don’t know it

Affordability, Appraisal Institute, Covid-19, Down Payment Assistance, First-Time Homebuyers, Home Prices, Homebuying, Housing Market, HWmember, Inflation, Mortgage Rates, National Association of Realtors /

As home prices and mortgage rates continue to stretch budgets, many would-be homebuyers are wondering if they’ll ever be able to make the jump. Industry professionals say that creative financing tools and professional guidance can make homeownership more attainable, but a lack of awareness continues to stand in the way. Three voices from different corners

Help exists for cash-strapped homebuyers — but many don’t know it Read More »

North Carolina housing market offers 20% price advantage over national average

Artificial Intelligence, Charlotte, Construction, First-Time Homebuyers, Housing Market, Investors, Mortgage, North Carolina, Real Estate /

The North Carolina housing market delivers significant value for homebuyers. Current data shows 62,710 active listings with an average home price of $519,908. This represents a 19.7% discount compared to the national average of $647,307. The Tar Heel State provides abundant options for first-time buyers, with more than one-third of all listings priced below $300,000.

North Carolina housing market offers 20% price advantage over national average Read More »

Ohio property tax debate intensifies

Affordability, First-Time Homebuyers, Homebuyers, Homeownership, HWmember, Ohio, Politics, Property Tax, Real Estate, Regulatory /

Efforts to abolish or deeply reform property taxes are gaining momentum in multiple states — including Ohio — where impassioned debate has cited potential funding shortfalls for local services, seniors being prices out of homes and further effects on the housing market. Howard Fleeter, an economist with the Ohio Education Policy Institute who has worked

Ohio property tax debate intensifies Read More »

Real estate pros: Explain the value of buyer rep without sounding like a script

Agent, Buyer Representation Agreement, Contributors, First-Time Homebuyers, Homebuyers, HWmember, NAR Lawsuit Settlement, Real Estate /

One of the most important parts of a real estate agent’s job is helping buyers understand why working with you matters, especially now that the new rules around representation and compensation have changed the conversation. Now, more than ever, it is important for buyers to understand the value your representation brings to the table. Since being an agent is ultimately about building relationships, your goal is to connect with your buyers

Real estate pros: Explain the value of buyer rep without sounding like a script Read More »

The next generation of homebuyers is ‘overloaded’ and confused

First-Time Homebuyers, Gen Z, Homebuyers, Homeownership, Housing Market, HWmember, Millennials /

A new report from FirstHome IQ found that while younger generations express confidence in managing their finances, most still lack core financial literacy skills. The 2025 NextGen Financial Literacy Report, released on Monday, is based on a survey done in partnership between FirstHome IQ and National MI. It includes 500 people between the ages 18

The next generation of homebuyers is ‘overloaded’ and confused Read More »

Texans Credit Union announces 105% LTV financing option

Credit Union, First-Time Homebuyers, HWmember, Lenders, LendingLife, Mortgage, Origination, Texas /

Texans Credit Union launched its first-time homebuyer program on Thursday, introducing three new loan options to spur home purchase activity. The three loan options include: Low down payment mortgages that require as little as 3% down. Flexible-rate loans The “Home Extra 105” package, which finances a loan-to-value (LTV) ratio of up to 105% to cover

Texans Credit Union announces 105% LTV financing option Read More »