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Freddie Mac

Blue Sage Solutions adds rent payment data to Freddie Mac mortgage assessments

Blue Sage Solutions, First-Time Homebuyers, Freddie Mac, HWmember, Mortgage, Renters, Technology, Underwriting /

Blue Sage Solutions has integrated Freddie Mac’s new policy on positive rental payment history into its digital lending platform, allowing lenders to factor on-time rent payments into mortgage applications. The change comes as part of a broader effort to expand access to homeownership, particularly for renters with limited traditional credit histories. Freddie Mac’s Loan Product […]

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GSEs could go public while staying under government control

Bill Pulte, Conservatorship, Fannie Mae, FHFA, Freddie Mac, GSE Reform, HWmember, LendingLife, Mortgage, Regulatory, Trump administration /

The Trump administration has studied the possibility of turning Fannie Mae and Freddie Mac into public companies while keeping them under conservatorship — one of several alternatives still under consideration, according to a Bloomberg report published Tuesday. The primary goal of the administration is to reduce the U.S. budget deficit and avoid any increase in

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Nevada lawmaker targets home purchases by institutional investors

Bill Pulte, Fannie Mae, FHFA, Foreclosure, Freddie Mac, House of Representatives, Housing Market, HWmember, Nevada, Regulatory /

Citing an issue in which families across Nevada do not have the resources to compete with institutional investors that buy up single-family homes, Rep. Susie Lee (D) has called on Federal Housing Finance Agency (FHFA) Director Bill Pulte to offer transparency when out-of-state landlords purchase foreclosed single-family homes. Lee, who represents part of Las Vegas

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US signals interest in using Fannie, Freddie to bolster budget

Fannie Mae, Freddie Mac, GSE Reform /

Signs are emerging that the Trump administration may be less willing to give up control of mortgage giants Fannie Mae and Freddie Mac than investors have bargained for, as policymakers scrounge for ways to close US budget gaps. In recent social media posts, Donald Trump said he’s exploring the sale of new shares in the

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Mat Ishbia: GSEs acting ‘private’ in conservatorship could be best of both worlds

Bill Pulte, Donald Trump, Fannie Mae, Freddie Mac, GSE Reform, HWmember, LendingLife, Mat Ishbia, Mortgage, Regulatory, Trump administration, United Wholesale Mortgage /

Mat Ishbia, the president and CEO of United Wholesale Mortgage (UWM), said last week he doesn’t think that releasing Fannie Mae and Freddie Mac from conservatorship is a major focus for the Trump administration — and he isn’t sure “whether it should be.”  One thing he is confident about: If ending the conservatorship results in

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Updated list of Bill Pulte’s actions that impact FHFA, GSEs

Bill Pulte, Fannie Mae, FHFA, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Regulatory, Trump administration /

Below is a timeline of the actions or reports related to Federal Housing Finance Agency (FHFA) Director Bill Pulte that have impacted the regulator or the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac since Pulte was announced as President Donald Trump’s nominee for the role in January and took office in March. January/February Trump

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How Bill Pulte has reshaped FHFA and the GSEs

Bill Pulte, Donald Trump, Fannie Mae, FHFA, Freddie Mac, Government-Sponsored Enterprise, HWmember, Mortgage, Regulatory, Trump administration /

A key decision maker in the federal housing apparatus, the director of the Federal Housing Finance Agency (FHFA) oversees the regulator of the government-sponsored enterprises (GSEs) and the Federal Home Loan Banks. But Bill Pulte has been anything but a conventional FHFA director (pardon the term, since we’re not talking about conforming loan limits just

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Pulte sees no scenario where Trump isn’t in control of Fannie Mae, Freddie Mac

Fannie Mae, FHFA, Freddie Mac, GSE Reform /

Federal Housing Finance Agency Director Bill Pulte said he cannot envision a situation where President Donald Trump relinquishes control of Fannie Mae and Freddie Mac, emphasizing there is a need to keep implicit guarantees intact as the administration considers potential options for the two mortgage giants.  READ MORE: What Trump’s latest GSE comments could mean

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What Trump’s latest GSE comments could mean for mortgages

Capital markets, Fannie Mae, Freddie Mac, GSE Reform, Politics and policy, Secondary markets /

Experts are weighing the future of mortgage rates and guarantee fees following the Trump administration’s strong yet mixed messaging on the future of Fannie Mae and Freddie Mac. President Trump in a Truth Social post Tuesday said he’s working on taking the government-sponsored enterprises public, stating they would retain their “implicit guarantees,” and that he

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Trump says Fannie Mae to keep U.S. guarantee as public firm

Fannie Mae, Freddie Mac, GSE Reform, MBS, Securitization /

(Bloomberg) — President Donald Trump said that the US government would retain guarantees and an oversight role over Fannie Mae and Freddie Mac even as he pursues a public offering for the mortgage giants. I am working on TAKING THESE AMAZING COMPANIES PUBLIC, but I want to be clear, the US Government will keep its

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