If you’re planning to buy a home this year, you may be focused on the spring market. And hoping that when spring does hit, you’ll see: Mortgage rates drop a little more. More homes hit the market. But here’s what most buyers don’t realize. Buying just a few weeks earlier could mean paying less, dealing […]
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Borrower equity reached a four-year low in the fourth quarter of 2025, while underwater mortgages hit its largest share in nearly three years, according to a new industry report. Processing Content Less than 45% of mortgage residential properties in the United States were considered equity-rich last quarter, meaning that the combined estimated amount of loan
Home equity slips to 4-year low as underwater loans rise Read More »
U.S. homebuyers are gaining ground on affordability as price growth slows and housing supply expands, according to the latest HousingWire Data through Jan. 24. While affordability challenges persist — despite mortgage rates trending lower — recent shifts are improving purchasing power and giving buyers more leverage than they had a year ago. Nationally, the median
Homebuying power improves as prices cool, inventory expands Read More »
The abundance of sellers in the housing market has given buyers a major advantage, leading to record discounts, according to a new industry report. Processing Content The average homebuyer who purchased a home below the asking price last year received a 7.9% discount, the largest since 2012, Redfin found by comparing original list prices with
Home discounts hit highest level since 2012, Redfin finds Read More »
U.S. home prices are settling into a new divide, with much of the country seeing growth stall in November while a handful of regions continue to push higher, deepening a split that is reshaping the national housing picture. Processing Content Numbers showed “persistent softness,” according to the S&P Cotality Case-Shiller national home price index, with
Home prices flatten as regional splits deepen Read More »
Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance
Don’t count on the ‘silver tsunami’ for housing inventory surge Read More »
Older U.S. homeowners held a record level of housing wealth in the third quarter of 2025, driven by rising home values and continued equity accumulation, according to the latest Reverse Mortgage Market Index (RMMI). Housing wealth among homeowners ages 62 and older rose 1.9% in the third quarter of 2025 to $14.66 trillion, surpassing the
Senior home equity surges to record $14.7T Read More »
President Donald Trump has floated proposals to make it easier for Americans to pull from their 401(k) retirement accounts to buy a home — framing the idea as a way to boost homeownership and financial stability. But financial experts say the strategy could undermine long-term financial security, particularly as housing costs rise and retirement savings
Tapping a 401(k) for homeownership is risky business, experts say Read More »
Older Americans are leaving money on the table when they sell their homes, with losses widening sharply after age 70, according to new research from the Center for Retirement Research at Boston College. Using a newly built national dataset, researchers found that sellers in their 70s and beyond consistently earn lower returns than younger homeowners.
Senior home sellers take a hit on profits Read More »
The most competitive markets in the country are largely in the east, driven by constrained inventory and home-price growth. Processing Content Hartford, Connecticut topped Zillow’s list of the hottest housing markets in 2026, edging out Buffalo, New York, which placed first in each of the last two years. The 50 most populated metros were ranked
The hottest housing markets in 2026 Read More »