Housing Inventory

Lower mortgage rates pushed inventory lower in August

Have lower mortgage rates altered the dynamics of the housing market based on our data? Now that August has come to an end, it’s clear that they have — and the results have surprised me. In recent years, it has typically taken sustained mortgage rates of around 6% to impact housing data. However, I noticed […]

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Investor housing market share dips but remains elevated

Investor housing market activity slipped in the second quarter of 2025 but remains above recent historical averages, according to a new report from Cotality. Investors accounted for 32% of single-family home purchases in January, the report said. By June, the share had fallen to 29%. A year earlier, investors represented 25% of the market. “Investors

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Modular and container homes: The good and bad for lenders

The evolving housing market has brought modular and container homes to the forefront as innovative solutions to various challenges. With their unique features, these housing types offer promising opportunities and come with notable risks. For lenders, understanding both the good and bad of modular and container homes in the housing market is important for future

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Real estate rebound sends builder stocks to best month in a year

Homebuilder stocks are headed for their best monthly performance in over a year as the housing market increasingly shows signs of life.  And Wall Street pros say the rally can keep going regardless of what the Federal Reserve decides to do with interest rates.  READ MORE: Homebuilders encounter credit, supply cost headwinds “What we need

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US pending home sales fall again on affordability constraints

US pending sales of existing homes fell for a second month in July as potential buyers balked at still-elevated prices and borrowing costs, consistent with a sluggish housing market.  An index of contract signings slipped 0.4% last month to 71.7, around where it’s lingered for much of the year, according to National Association of Realtors

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Experts offer multi-faceted solutions to the housing supply shortage

As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home

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US land market cools as demand, deals dry up

The U.S. land market is rapidly losing momentum, with demand falling to levels not seen since late 2022, according to Q2 2025 data from John Burns Research & Consulting. Only 28% of land brokers describe demand as strong, down sharply from 76% a year ago. The pullback marks a steep reversal after two years of

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Have lower mortgage rates already boosted the homebuilders?

New home sales followed the existing home sales market by beating sales estimates and having positive revisions in today’s report, which suggests that we are already seeing some benefits of lower mortgage rates. While it’s not a spectacular number by any means, if mortgage rates can get toward 6% and just stay there for some

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New-home sales exceed forecast following upward revision

Sales of new US homes exceeded forecasts in July after an upward revision to the prior month, as prices eased and heavy incentives enticed more buyers off the fence. Contract signings on new single-family homes ticked down to a 652,000 annualized rate, with the strongest demand in the West, according to a government report issued

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Older adults support many types of housing regulation reform

Older adults support changing zoning laws to make homebuilding easier, according to new surveys by AARP and the Pew Charitable Trusts. Older adults overwhelmingly want to age in place, but their homes are often unsuited to aging, while rising home prices and a shortage of housing inventory makes it difficult to move. The desire of

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