Housing Market

Pathway Lending launches $30M housing fund

Pathway Lending, a Nashville-based Community Development Financial Institution (CDFI), announced on Thursday the launch of the Pathway Housing Fund with $30 million in committed capital to acquire and preserve Naturally Occurring Affordable Housing (NOAH) in Tennessee communities at risk of gentrification. “Over the past two decades, Tennessee’s housing crisis has grown more personal for thousands […]

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Boston emerges as hottest large metro market entering 2026

Boston has emerged as HousingWire’s hottest major metropolitan housing market heading into 2026 — fueled by chronic supply shortages, rapid sales and a job base that continues to outpace national trends. Local experts say the metro’s long-standing economic strength and global pull are driving competition even as interest rates and broader economic uncertainty persists. Todd

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An action plan for condo affordability

In recent weeks, President Trump has increasingly focused on “affordability” as a top priority.   When it comes to housing, that means addressing homeownership affordability challenges, which are significant by historical standards.  According to a recent Report by the National Association of Realtors, “The share of first-time home buyers dropped to a record low of 21%,

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Why U.S. home insurance costs have leapt in the past decade  

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners. ICE analysts share key insights from their recent 10-year study into the forces propelling rising insurance costs across the nation.  Over the past

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December housing demand near 3-year high as spreads improve

As mortgage purchase applications approach a three-year high, it’s vital to recognize the significant role played by mortgage spreads. Without the improvement in mortgage spreads starting in 2024, we would not have gotten mortgage rates below 6.64%, which spurred the last 18 weeks of positive data. The following analysis examines this data in detail. Mortgage

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Inventory, affordability take center stage in House hearing

U.S. Rep. Mike Flood (R-Neb.) pressed federal housing officials Wednesday on what he described as costly and counterproductive red tape, using a House Financial Services Committee hearing to highlight regulations he feels are worsening the national housing shortage. The hearing focused heavily on interpretations of Build America, Buy America (BABA) requirements and their impacts on

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Zillow expects calmer 2026 housing market, improved affordability

Zillow says the housing market is on track for a steadier 2026, with modest price growth, slightly higher sales and mortgage rates that remain above 6%. The forecast follows what analysts describe as a year of small but meaningful gains for homebuyers — including improved affordability and more buyer-friendly conditions in nearly 20 major metro

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December housing data provides early signals for 2026 market

The month of December typically has the lowest weekly seasonal demand for housing, but it’s a big key to how the spring of 2026 will perform — if you know what housing data lines to focus on. Traditionally, I wouldn’t care so much about December housing data; however, post-COVID, the forward-looking seasonal demand data has

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Connecticut governor signs bill to tackle affordable housing shortage

Connecticut Gov. Ned Lamont (D) on Wednesday signed a housing bill aimed at addressing the state’s shortage of affordable housing. H.B. 5002, a “much-debated” bill, according to CT Insider, passed during a special session in early November. The bill is a compromise from the version that Lamont had vetoed in June, which was followed by

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High-end metros see price drops, longer selling times

Pricier metropolitan areas are posting a noticeable slowdown as high-end homes take longer to sell. The top 10% of metro markets — those with median prices above $666,464 — recorded a 2.5% year-over-year price decline in October, HousingWire Data shows. Average home prices in these metros fell from $1.04 million to $1.01 million, marking a

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