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Housing Market

Californians report unraveling mortgage relief after the fires

California, Foreclosure, Housing Market, HWmember, Los Angeles, Mortgage, Wildfire /

In the wake of massive wildfires that destroyed 16,000 structures in Los Angeles County in January, hundreds of banks and mortgage companies agreed to let borrowers delay their monthly payments for 90 days, without demands for full repayment at the end of the forbearance period. Others simply pledged relief and relocation assistance. California’s state-run mortgage […]

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Homebuilder Century Communities expands into Nevada

Homebuilders, Housing Market, HWmember, Las Vegas, Nevada, Residential Real Estate, Technology /

Century Communities Inc. — one of the largest homebuilders in the U.S. — will expand into Nevada for the first time through its Century Complete brand. New homes are planned at Ishani Ridge in Pahrump, Nevada, with sales expected to begin in August and prices starting in the range of $260,000. The new development will

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Where — and for whom — Trump’s higher SALT deduction cap has the most impact

Bipartisan Policy Center, Data & Visuals, Donald Trump, Housing Market, HWmember, Legislation, Tax, Tax Cuts and Jobs Act /

The recently passed One Big Beautiful Bill Act (OBBBA) gave Americans a huge tax cut that critics say primarily benefits the wealthy. But the law contains a rare reversal from President Donald Trump on a key issue — the state and local tax (SALT) deduction. What the deduction does is all in the name. It

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California creates office dedicated to housing, homelessness issues

Affordability, California, Home Prices, Homebuilders, Homelessness, Housing Inventory, Housing Market, HUD, Politics, Regulatory, Regulatory Compliance /

In a move to overhaul how California manages its housing and homelessness response, Gov. Gavin Newsom has proposed to divide the state’s Business, Consumer Services and Housing Agency into two distinct entities — the California Housing and Homelessness Agency (CHHA) and the Business and Consumer Services Agency. With no veto coming from the California State

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Mortgage spreads are almost back to normal

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

In a week marked by discussions of the potential firing of Federal Reserve Chair Jerome Powell and inflation data, mortgage rates remained relatively calm, thanks to improvements in mortgage spreads. Mortgage spreads have improved significantly since 2023, leaving us just 0.49% from normal levels, based on the data we use. This means we can achieve

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Single-family construction is getting worse due to rates

Federal Reserve, Homebuilder Confidence, Homebuilders, Housing Market, Housing Starts, HWmember, Mortgage Rates /

Today’s housing starts report from the Census Bureau shows that Federal Reserve policy remains too restrictive for housing production to grow, which in the long run impacts the fight against inflation. This is why the data on single-family construction is not improving; in fact, it is getting worse. The unfortunate part is that we don’t need

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3 charts that show why renters struggle to become homeowners

Affordable housing, Data & Visuals, Homeownership, Housing Market, HWmember, National Low Income Housing Coaltion, Rent Prices, Renters /

Record-high home prices and persistently elevated mortgage rates have made the housing market difficult for homebuyers and the industry alike — and not even this year’s significant growth in supply seems to be helping. It’s been particularly difficult for prospective buyers who are currently renters, as renters are dealing with an affordability crisis of their

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Younger homebuyers turn to social media, AI and each other

Affordability, Artificial Intelligence, First-Time Homebuyers, Gen Z, Housing Market, HWmember, Millennials, Social Media, Technology /

Faced with high housing costs, economic instability and declining trust in traditional lending institutions, younger generations are redefining how they approach homeownership. A newly released NextGen Homebuyer Report — compiled by National Mortgage Insurance and financial literacy nonprofit FirstHome IQ — highlights how Gen Z and millennials are creatively navigating a changing real estate landscape.

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Single-family home construction declines are accelerating

Construction, Data & Visuals, Homebuilder Confidence, Homebuilders, Housing Market, HWmember, New Home Sales, U.S. Census Bureau /

New-home sales have been a relative bright spot in an otherwise stagnant housing market. But that’s changing and homebuilders recognize it. According to June 2025 data released Friday by the U.S. Census Bureau, single-family home construction is down year over year at every stage of the process. This includes permits (-8.4%), starts (-10%), completions (-15.5%)

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US foreclosure activity continued to rise in first half of 2025, ATTOM says

Attom Data Solutions, Data & Visuals, Foreclosure, Housing Market, HWmember, REO /

Real estate data provider ATTOM on Thursday released its Mid-Year 2025 U.S. Foreclosure Market Report, which shows there were a total of 187,659 U.S. properties with foreclosure filings — default notices, scheduled auctions or bank repossessions — in the first six months of 2025. That figure is up 5.8% from the same period a year

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