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Housing Market

NAR: Americans want a tax plan that supports the American dream

Contributors, Housing Market, HWmember, Low-Income Housing Tax Credit, National Association of Realtors, Opinion, Real Estate, Tax /

As Congress continues its effort to rewrite major portions of the tax code, the National Association of Realtors (NAR) unveiled new polling showing just what the American people are looking for in the legislation. The national survey shows overwhelming bipartisan support for tax provisions that strengthen homeownership, support small business owners and the middle class, […]

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Federal lands amendment draws bipartisan rebuke

Congress, House of Representatives, Housing Market, HUD, HWmember, Legislation, Montana, Nevada, Utah /

As part of broader housing initiatives, Republicans in both the Trump administration and in Congress are pursuing the sale of large swaths of federal land to potentially develop housing. But the Republican front is not completely united. Earlier this month, lawmakers in the House of Representatives’ Committee on Natural Resources saw an amendment added to

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Sidelined homebuyers see opportunity in a possible recession

First-Time Homebuyers, Home Sales, Homebuyers, Housing Market, HWmember, Real Estate, Realtor.com, Recession /

As economic concerns grow, a new survey from Realtor.com shows that a significant share of prospective homebuyers may view a potential recession as an opportunity rather than a deterrent. According to the survey, 63.4% of respondents expect a recession within the next year, reflecting the highest level of concern since 2019. Despite that, nearly 30%

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National home prices reached record high in April: First American

First American, Home Price Appreciation, Home Price Index, Housing Market, HWmember, Mark Fleming, Real Estate /

First American Data & Analytics released its April 2025 Home Price Index (HPI) report on Tuesday, revealing that house prices nationally are now 57.2% higher compared to pre-pandemic levels. Month over month, the HPI changed +0.4% and tear over year the HPI changed by +2.0%. The report noted that home-price growth reported in last month’s

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HUD secretary tours Nevada federal land to talk housing development

Affordable housing, House of Representatives, Housing Market, HUD, HWmember, Nevada, Politics, Regulatory, Senate /

The secretaries of the U.S. departments of Housing and Urban Development (HUD) and the Interior (DOI) journeyed to southern Nevada in an effort to highlight the Trump administration’s plan to sell federal lands to private developers for the purposes of housing development. Joined by Nevada Gov. Joe Lombardo (R) and Rep. Mark Amodei (R-Nev.), HUD

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Inventory back to 2019 levels and what that means for 2025

Affordability, Altos, Data & Visuals, Existing home sales, Home Prices, Home Sales, Homebuyers, Housing Inventory, Housing Market, Housing Market Data, Housing Market Tracker, New Home Sales, Pending Home Sales, Real Estate /

To start things off, I have an announcement to make, today will be my last weekly article for Altos Research. I founded Altos nearly 20 years ago to bring a new level of analytics and data to the housing market. Two and a half years ago, Altos was acquired by HousingWire, and it’s been tremendously

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How will Moody’s downgrade of US debt affect mortgage rates?

Housing Market, Mortgage Rates /

To add to the list of dramatic events in 2025, Moody’s downgraded U.S. credit by one notch on Friday — from Aaa to Aa1 — raising concerns about mortgage rates. Moody’s pointed to increasing debt and interest payment ratios notably higher than those of comparable sovereign nations. This downgrade has sparked a range of reactions

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Better mortgage spreads boost housing demand in 2025

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications /

One of the lesser known storylines in housing economics is that the improvement in mortgage spreads since 2023 has contributed to a noticeable trend in purchase application data for 2025, which is now showing 15 consecutive weeks of positive year-over-year growth.  Mortgage spreads recently turned negative due to market volatility, which resulted in an increase

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Will cutting rates fix the housing market?

Contributors, Housing Market, HWmember, Opinion /

Mortgage professionals are navigating one of the most challenging origination markets in recent history. Still, cutting mortgage rates would not be the end-all solution to pacify markets that many claim it to be. While lower rates might temporarily ease borrower costs or support home purchases, they would also expose the housing industry to further risk

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HUD approves Asheville’s hurricane recovery plan after initial objection over DEI

Disaster Relief, Government Lending, Housing Market, HUD, Hurricane, HWmember, Natural Disaster, North Carolina, Politics /

After an initial rejection and amendment of its required Hurricane Helene recovery plan as it seeks more than $200 million in federal funds, the City of Asheville, North Carolina’s revised plan has received approval from the U.S. Department of Housing and Urban Development (HUD). In March, HUD rejected Asheville’s initial draft action plan, a required

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