Foreclosure filings were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and up 3% from 2023. Foreclosure filings in 2025 were also down 87% from a peak of nearly 2.9 million in 2010. That’s according to ATTOM‘s Year-End 2025 U.S. Foreclosure Market Report, released Thursday, which is based on publicly recorded and […]
US foreclosure filings rise 14% in 2025 as FHA borrowers face greater risk Read More »
Roughly a year after destructive wildfires tore through parts of Los Angeles, rebuilding in some of the hardest-hit neighborhoods remains slow, hampered by insurance delays, regulatory bottlenecks and rising construction costs. Most of the damage stemmed from the two largest blazes, the Eaton Fire in Altadena and the Palisades Fire in Pacific Palisades, both of
Insurance hurdles, red tape slow Los Angeles wildfire recovery Read More »
Housing activity weakened across much of the country, emerging as one of the clearest drags on overall economic performance, according to the Federal Reserve’s most recent Beige Book report. Most Federal Reserve districts reporting on residential real estate cited softer home sales, slower construction and reduced mortgage lending. Higher borrowing costs and affordability constraints continued
Housing activity weakens in latest Fed Beige Book report Read More »
U.S. homeowners who carry mortgages with rates of 6% or more now outnumber those with rates below 3%. This should drive a “meaningful shift in the housing market after years of historically low borrowing costs,” according to a Realtor.com report released Wednesday. The company analyzed residential mortgage data from the Federal Housing Finance Agency (FHFA)
Is the lock-in effect loosening its grip on housing? Realtor.com thinks so Read More »
After a long delay caused by the government shutdown, we finally have a new home sales report for October! The report shows that lower mortgage rates, which are now moving toward 6%, are helping to keep new home sales steady, similar to what we see in the existing home sales market. New home sales are
Lower mortgage rates support steady new home sales Read More »
Housing inventory growth has slowed from 33% year over year in mid-2025 to 10.0% today. The cooling marks the clearest end to the supply-shortage era and the beginning of a market where pricing power will be determined more by demand strength, rates and buyer behavior than scarcity alone. As HousingWire Lead Analyst Logan Mohtashami recently
U.S. housing inventory growth slows to 10% as demand reshapes the 2026 market Read More »
As the housing market moves into 2026, competition remains intense in many parts of the country — especially in smaller metros where inventory is critically low. New findings from HW Data based on supply, pricing and buyer activity show that demand for single-family homes continues to far outpace available homes in several markets, even as
Midwest housing markets coming in hot for 2026 Read More »
For the past several years, the U.S. housing market has faced an unusual constraint: not a lack of buyers, but a lack of sellers willing — or able — to move. Millions of homeowners remain “rate-locked,” holding mortgages originated in 2020–2022 at interest rates between 2% and 4% (Federal Housing Finance Agency; Freddie Mac Primary
The $2–4% mortgage trap is freezing housing: Defeasance may be the way out Read More »
Jobs Friday came and went without much reaction in bond yields because the labor market isn’t breaking, nor is it getting stronger. Mortgage rates dropped into the 5s for a short time on Friday as a result of Trump’s earlier announcement directing the GSEs to buy $200 billion in mortgage backed securities. The 10-year yield
December jobs data continues to support lower mortgage rates Read More »
It finally happened today: We got mortgage rates under 6% for a short time. Can we get some traction for that level? Well, one aspect of the mortgage-rate story really improved today; we had a monster day in mortgage spreads, improving overnight to push rates down over 20 basis points without much help from the
Mortgage rates drop below 6% following Trump’s MBS announcement Read More »