Housing markets

Savvy, ‘intentional’ buyers rewarded with seller incentives

Many recent sellers appear willing to offer homebuyer incentives, prioritizing certainty and their goals of making a timely deal over maximizing profit, according to a new report from Zillow.  Processing Content Approximately two-thirds of sellers covered some or all closing costs in their 2025 transactions, the real estate platform said in its new consumer housing […]

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Home-price appreciation slows toward end of year

National home-price growth is slowing as 2025 comes to an end, while economists anticipate affordability to improve in the new year, multiple reports found. Processing Content The Federal Housing Finance Agency’s index increased 0.4% in October on a seasonally-adjusted monthly basis and 1.7% from a year ago. Prices jumped 1.3% monthly and 1.4% annually on

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The most-read mortgage news stories of 2025

As the mortgage industry bounced back to relative normalcy, the industry’s biggest brands and most notable names piqued the interest of National Mortgage News readers. Falling rates and improved affordability shaped the market this year, but the Trump administration captured readers’ attention. Here are the most-read stories from National Mortgage News over the past year.

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Down-payment savings time has dropped dramatically from 2022

While consumer affordability when it comes to purchasing a home improved during 2025 compared with a 2022 peak, costs are significantly higher than prior to the pandemic, a pair of metrics show. Processing Content It took a U.S. household seven years to save for a typical down payment on a home, an improvement from 12

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US pending-home sales jump to highest level since early 2023

Pending sales of US existing homes climbed by more than expected in November as a modest improvement in prices and mortgage rates encouraged buyers. Processing Content An index of contract signings rose 3.3% to 79.2 last month, the highest level since February 2023, according to figures released Monday by the National Association of Realtors. The

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Housing market favoring buyers, but prices still tick up

Housing market favoring buyers, but prices still tick up

Houses stand in this aerial photograph taken near Mountain View, California, U.S., on Wednesday, Oct. 23, 2019. Facebook Inc. is following other tech titans like Microsoft Corp. and Google, pledging to use its deep pockets to ease the affordable housing shortage in West Coast cities. The social media giant said that it would commit $1

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Delinquencies jump to 4-year high

Mortgage delinquency rates rose sharply last month, hitting a four-year high, but those numbers are still in line with historical trends, according to the latest ICE Mortgage Technology First Look report. Processing Content The number of mortgages past due rose by 275,000 to 2.3 million from October to November, bumping up the national delinquency rate

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Housing inventory sees steepest drop in over two years

Availability of for-sale inventory shrank at its quickest pace in over two years last month, as new home listings also landed at their lowest level since mid 2024, according to Redfin.  Processing Content Active listings decreased 1.4% from October, the largest seasonally adjusted drop since June 2023. The number doubled the previous month’s 0.7% pace

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Existing-home sales edge up with help from tamer prices

Existing-home sales in the US barely rose in November, as a recent moderation in price growth and mortgage rates motivated buyers at the margin. Processing Content Contract closings ticked up 0.5% to an annual rate of 4.13 million last month, according to National Association of Realtor figures released Friday. That was the highest since February

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Mortgage brokers optimistic about housing market in 2026

Mortgage brokers are optimistic about the year ahead, with many anticipating more business. Processing Content AD Mortgage’s Mortgage Professionals Pulse Report and 2026 Outlook found 57.6% of the more than 300 brokers surveyed said they felt motivated heading into the new year and 84.5% said they expect business to grow in 2026. “Partner feedback confirms

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