Housing Policy

Trump executive order targets regulatory barriers to homebuilding

The White House announced on Friday afternoon its effort to challenge what it calls “unnecessary regulatory barriers” to homebuilding by issuing a broad executive order to reduce environmental, permitting and programmatic restrictions that federal officials say are contributing to the nation’s housing affordability crisis. The order, signed by Donald Trump, directs multiple federal agencies to […]

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Local fees trap state housing affordability reforms in a vicious circle

Procedural and zoning barriers are proving to be only the beginning of the gauntlet for adding new ground-up residential supply to America’s housing-starved communities. While removing red tape and outdated zoning laws might formalize more homes on paper, local fee structures still decide whether those homes are actually built. California is a poster child for

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New York’s housing crisis won’t be solved by one mega-project

New York City Mayor Zohran Mamdani’s attempt to revive an old plan to build 12,000 affordable units over a borough railyard is seen as a long shot, even if he gains support from President Trump. Mamdani has garnered headline attention for proposing to build units on a platform above Sunnyside Yard, a 180-acre freight and

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Gov. Pritzker calls for zoning reform to buoy Illinois housing access

Illinois state lawmakers took up housing affordability last year. The results underwhelmed. Now, Gov. J.B. Pritzker is pushing to put housing at the center of Illinois’ broader affordability agenda.​ “The problem is clear – rent is too high and home ownership is too far out of reach,” Pritzker said in his State of the State

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Scott Cox: If you don’t know the why, you may miss the signal

Many more people know how to do their job, than know why a given approach works.  This can cause severe and unknown risk, because if circumstances change, the previous “right” solution may no longer work, or opportunities may be missed.  A couple of examples: Risk Example In the mid- to late 1990s, as Sacramento was

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U.S. House votes to pass Housing for the 21st Century Act

On Monday, the House voted to pass a landmark bipartisan housing affordability package by an overwhelming 390-9 margin.  The legislation, part of a bipartisan federal push to improve housing affordability, is the House counterpart to the Senate’s ROAD to Housing Act. Both bills aim to boost housing supply and improve affordability by reducing red tape

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Why antitrust talk may be a pressure tactic — not a probe —against homebuilders

A Friday-morning news report suggesting that the Trump administration is exploring an antitrust probe into U.S. homebuilders landed with its intended shock value. The implication? Washington, having rattled its saber, may be preparing to treat large builders as a concentrated market actor whose behavior is contributing to America’s housing affordability crisis. By late Friday afternoon,

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Sasha Jackson joins Housing Policy Council as SVP for market structure

The Housing Policy Council (HPC) — a trade association representing mortgage lenders and servicers, title insurers, and technology and data companies — said Monday that Alexander (Sasha) Jackson has joined the organization as senior vice president for market structure. Jackson brings more than 15 years of experience in housing finance across the public and private

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Policy clash: how two housing policies blend to price out millions

It goes with the insanity of today’s U.S. housing affordability crisis that two rights can make a wrong. Two federal policies — each designed to lower the lifetime operating cost of owning a home — can instead combine to raise the barrier to entry so high that millions of households never get through the front

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Spanberger unveils Virginia housing affordability plan

Affordability has become the defining test of political electability today. From housing to groceries, voters increasingly judge candidates by their ability to reduce everyday costs.​ Virginia Gov.-elect Abigail Spanberger (D) focused on improving affordability during her campaign. To follow through, she rolled out a housing agenda that leans heavily on preservation of existing affordable homes,

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