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Down payment assistance programs top 2,600 in Q4 2025

Affordability, Down Payment Assistance, First-Time Homebuyers, Housing Market, HWmember, Manufactured Housing, Mortgage /

Down Payment Resource (DPR) on Monday released its Q4 2025 Homeownership Program Index (HPI) report, identifying 2,619 down payment assistance (DPA) programs available nationwide. The count is five fewer compared to the third quarter but represents a 6% increase from Q4 2024, when 2,466 programs were available. The year-over-year growth reflects continued expansion and refinement […]

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Lower mortgage rates boosting demand early in 2026

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

Lower mortgage rates are driving increased housing demand in 2026, as shown by another positive week in our Housing Market Tracker data. Both weekly pending home sales and purchase application data posted gains last week — both week over week and year over year. My work over the years indicates that housing demand strengthens when

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Don’t count on the ‘silver tsunami’ for housing inventory surge

Affordability, Baby Boomer, Home Prices, Home Sales, Housing Inventory, HWmember, Retirement, Reverse /

Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance

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Senior home equity surges to record $14.7T

Home Equity, Home Prices, HWmember, NRMLA, Retirement, Reverse, Reverse Mortgage Daily, RiskSpan /

Older U.S. homeowners held a record level of housing wealth in the third quarter of 2025, driven by rising home values and continued equity accumulation, according to the latest Reverse Mortgage Market Index (RMMI). Housing wealth among homeowners ages 62 and older rose 1.9% in the third quarter of 2025 to $14.66 trillion, surpassing the

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Americans are moving less frequently — and staying closer to home

Affordability, Austin, Bank of America, Denver, Housing Market, HWmember, Los Angeles, Miami, New York, Philadelphia /

Fewer Americans are packing up and relocating, and when they do move, they are likely to stay within their current region, according to a new analysis published by Bank of America. The findings suggest that the era of a dramatic nationwide migration has faded, replaced by a quieter trend of households trading one nearby city

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TikTok forms US entity, easing social media marketing concerns for mortgage pros

HWmember, Marketing, Mortgage, Regulatory, Social Media, Technology, TikTok /

TikTok has finalized a deal to form a new U.S. entity with investors that include Oracle, Silver Lake and Emirati firm MGX, easing the threat of a nationwide ban and allowing the social media app to continue operating for more than 200 million American users. The company said Thursday that the new TikTok U.S. joint

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CrossCountry Mortgage hires Sam Sharp as regional EVP in Chicago

Chicago, CrossCountry Mortgage, HWmember, Mortgage, People Movers, Team Leaders /

CrossCountry Mortgage (CCM) announced Friday that it has hired Sam Sharp as regional executive vice president, expanding the lender’s presence in the Chicago market. Sharp, who brings more than 23 years of mortgage industry experience, is known in the Chicago area for a borrower-focused approach and long-standing referral relationships, according to the company. “When you

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Post-holiday pending sales rebound exposes regional divides

Artificial Intelligence, Data & Analytics, Housing Market, Housing Market Data, HWmember /

The U.S. housing market is showing clear signs of a post-holiday recovery. Pending home sales climbed to 50,096 new contracts this week, a 25.7% increase from last week’s 39,841, as buyer activity rebounds from the typical holiday slowdown. The increase in buyer activity, combined with shifting market dynamics, signals a return to more typical activity

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FHFA reports clean GAO audit for fiscal year 2025

Fannie Mae, Federal Home Loan Banks, FHFA, Freddie Mac, Government Accountability Office, Government Lending, HWmember, Mortgage, Regulatory /

The Federal Housing Finance Agency (FHFA)’s annual Performance and Accountability Report was published on Friday, revealing that the agency received clean audit results for fiscal year 2025 from the Government Accountability Office (GAO). The report disclosed that the GAO did not find any “material weaknesses or unacceptable risks.” The FHFA received an unmodified audit opinion

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Navigating recovery: Counseling and coaching options for homeowners after natural disasters

Contributors, Homeownership, HWmember, Mortgage, Natural Disaster, Opinion /

Natural disasters can upend lives in an instant, leaving homeowners to cope with emotional trauma and financial uncertainty. Mortgage lenders and housing professionals play a critical role in helping clients rebuild. By connecting survivors to counseling and financial coaching services, you can make recovery faster, safer, and more sustainable. Why recovery counseling matters The emotional

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