Legislation

New Jersey reverse mortgage counseling bill would have ‘chilling effect’ on senior home equity use, NRMLA says

The National Reverse Mortgage Lenders Association (NRMLA) this week sent a letter to a New Jersey lawmaker, stating its opposition to a legislative proposal tied to reverse mortgage counseling requirements in the Garden State. The letter is addressed to state Sen. Shirley Turner (D), the sponsor of New Jersey Senate Bill 264, which creates “pre-loan […]

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Mortgage originators brace for rising costs as ban on abusive trigger leads nears

A ban on abusive trigger leads that’s set to take effect in early March is already driving up overall costs to acquire leads and putting pressure on mortgage originators’ business models, industry experts told HousingWire. Sources say this short-term shift is part of a broader set of trends — including heightened competition for first-party data

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House scales back proposed VA mortgage fee hike

Just weeks after mortgage trade groups expressed concern about a bill in the U.S. House of Representatives that would raise fees on U.S. Department of Veterans Affairs (VA) loans, Republicans in Congress have revised the original proposal. The bill, H.R. 6047 — also known as the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act

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Real estate leaders applaud Trump’s focus on housing, but question the impact

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-family homes, his direction to the government-sponsored enterprises (GSEs) to acquire up

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New bill seeks elimination of capital gains tax on home sales

Rep. Craig Goldman (R-Texas) introduced legislation this week, dubbed the Don’t Tax the American Dream Act, that would eliminate federal capital gains taxes on the sale of primary residences. “Americans are overtaxed. The Don’t Tax the American Dream Act repeals costly capital gains taxes on home sales so that Americans keep more of their hard-earned

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Ohio lawmakers push for senior foreclosure protection

Two Ohio state representatives are supporting legislation they say will establish clear statewide protections against property tax‑related foreclosures for the state’s senior homeowners. Reps. David Thomas (R) and Adam Mathews (R) highlighted H.B. 443, known as the Senior Protection from Foreclosure Act, during a news conference Wednesday. The bill would bar counties from enforcing property

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Lawmakers move to restrict private listings in Washington

Lawmakers in Washington state are weighing in on the real estate industry’s private listing debate. On Monday, state legislators introduced a bill that seeks to amend an existing state statute related to real estate licensing laws by restricting the use of private listing networks in the state. The bill describes itself as “an act relating

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Tennessee official floats full property tax reimbursement for seniors

A proposal aimed at providing full property tax reimbursements for senior citizens in Tennessee — with the state’s substantial budget surplus cited as justification for the plan — was recently unveiled by a local official.   Rob Mitchell, the property assessor for Rutherford County, said the Tennessee Golden Homeowners Tax Relief Program would cover the

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Realtor.com urges action on US housing supply shortage

As the housing industry prepares for 2026, Realtor.com is taking some time to double down on its Let America Build campaign. Initially launched in March 2025, the national campaign advocates for solutions to expand housing supply.  Realtor.com describes the campaign, which calls on lawmakers to make pro-building choices, as an effort to advocate for “solutions

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NAR supports major housing reforms in 2026 legislative agenda

There’s no shortage of differing opinions within housing, but one thing most industry professionals can agree on is that affordability is a key ongoing struggle for many prospective homebuyers.  Real estate agents and members of the National Association of Realtors (NAR) are on the front lines of this battle, as they work with buyers to

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