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Millennials

Homeownership dreams clash with retirement goals for Millennial investors

Homeownership, HWmember, LendingLife, Millennials, Mortgage, Reverse /

A new study from the Nationwide Retirement Institute found that 58% of Millennial investors feel they have to choose between homeownership and retirement security as housing prices continue to rise faster than wages.  “Millennials are navigating their prime earnings years in a financial landscape marked by volatile markets, high interest rates and shifting economic norms,” […]

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Saving for retirement is a ‘fragile and divided’ topic

BlackRock, Gen X, Gen Z, HWmember, Millennials, Retirement, Reverse /

As Social Security benefits face an increasingly uncertain future and living expenses for seniors continue to rise, a larger share of American workers and employers believe that “retirement confidence is fragile and divided.” That’s the key takeaway from the 10th annual iteration of BlackRock’s Read on Retirement survey, released last week. BlackRock — the world’s

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The next generation of homebuyers is ‘overloaded’ and confused

First-Time Homebuyers, Gen Z, Homebuyers, Homeownership, Housing Market, HWmember, Millennials /

A new report from FirstHome IQ found that while younger generations express confidence in managing their finances, most still lack core financial literacy skills. The 2025 NextGen Financial Literacy Report, released on Monday, is based on a survey done in partnership between FirstHome IQ and National MI. It includes 500 people between the ages 18

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Migration slows under pressure of rate lock-in, cooling job market

Baby Boomer, Bank of America, Gen Z, Homebuyers, Housing Market, HWmember, Millennials, Mortgage Rates, Real Estate /

Americans are moving less in 2025, with overall migration still well below pre-pandemic levels, according to a new report from Bank of America Institute. The number of people who are moving remains significantly lower than before the pandemic – down almost 20% in the first quarter of 2025 compared to the first quarter of 2020,

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The 25-year housing surge and why the boom is just beginning

Contributors, Gen Z, Home Prices, Housing Market, HWmember, Millennials, Mortgage Rates, Opinion, Real Estate, U.S. Census Bureau /

For years, doom-and-gloom headlines have hyped a looming “housing crash.” But the data, demographics, and long-term trends tell a very different story. The United States isn’t teetering on the edge of collapse — it’s standing at the threshold of what we are calling a 25-year surge: a generational housing boom unlike anything we’ve seen before.

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Survey finds generational divide on economy, housing market

Baby Boomer, Gen X, Gen Z, Housing Market, HWmember, Millennials, Mortgage Rates, Real Estate, Realtor.com /

Americans are sharply divided over the nation’s economic outlook, interest rates and the housing market, according to a new survey from Realtor.com. The poll found 42% of respondents expect the economy to worsen in the next 12 months. That view was strongest among baby boomers — with half predicting a downturn — compared with 31%

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Experts offer multi-faceted solutions to the housing supply shortage

Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning /

As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home

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Survey: Job insecurity leading to home purchase delays

Affordability, Agent, Employment, First-Time Homebuyers, Gen Z, Home Prices, Homebuying, HWmember, Millennials, Real Estate, Redfin, Unemployment /

More than two in five American workers say concerns about job security are causing them to delay or cancel a major purchase such as a car or home, according to a new Redfin-commissioned survey. The survey found that 44% of employed U.S. residents put off or scrapped such purchases. Another 30% said they had already

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Younger homebuyers turn to social media, AI and each other

Affordability, Artificial Intelligence, First-Time Homebuyers, Gen Z, Housing Market, HWmember, Millennials, Social Media, Technology /

Faced with high housing costs, economic instability and declining trust in traditional lending institutions, younger generations are redefining how they approach homeownership. A newly released NextGen Homebuyer Report — compiled by National Mortgage Insurance and financial literacy nonprofit FirstHome IQ — highlights how Gen Z and millennials are creatively navigating a changing real estate landscape.

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The bank of mom and dad can strain retirement

Baby Boomer, Gen X, Gen Z, HWmember, Millennials, Mortgage, Retirement, Reverse /

The failure-to-launch trend that started with millennials is continuing with Gen Z, and many are turning to parents for assistance, according to a new column by Bloomberg. According to a 2024 Bank of America study, over half of adult Gen Zers reported that they don’t pay for their own housing. A separate study by Savings.com found

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