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Mortgage Rates

Mortgage applications decline for second consecutive week

Mortgage applications decline for second consecutive week

Industry News, Mortgage applications, Mortgage Rates, Originations /

Homes in Centreville, Maryland.Nathan Howard/Bloomberg Home loan applications fell in consecutive weeks for the first time in two months, according to the Mortgage Bankers Association. Processing Content The MBA’s Market Composite Index, a measure of mortgage loan application volume, dropped 5% on a seasonally-adjusted basis from one week prior for the period ending Dec. 19. […]

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Benchmark mortgage rate drops to second lowest point in 2025

Economy, MARKETING TO BORROWERS, Mortgage Rates, Originations /

A key mortgage rate fell to its lowest point since the end of October and was one basis point higher than its 2025 trough but remained in the same general range it has occupied in the fourth quarter, Freddie Mac reported. Processing Content “The average 30-year fixed-rate mortgage decreased further this week,” said Sam Khater,

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Mortgage rates cool in 2025, but 2026 relief likely limited

Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center /

Mortgage rates started the year slightly above 7% but are heading into the holiday season near the 6.2% level. Looking ahead to 2026, lenders and industry experts expect some relief, though not a dramatic shift. On Monday, Mortgage News Daily reported that 30-year conventional fixed rates averaged 6.24%, down 2 basis points (bps) over the

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MBA 2026 forecast: Slow growth amid inflation, rate hikes

Home Prices, HWmember, Mortgage, Mortgage Bankers Association, Mortgage Rates, Origination /

Economic growth is expected to slow in 2026 and remain below trend for several years as higher interest rates and lingering inflation pressures weigh on the U.S. economy, according to the Mortgage Bankers Association’s December Economic and Mortgage Finance forecasts. MBA economists Mike Fratantoni, Joel Kan and Judie Ricks wrote that the forecasts show 2025

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Fed chair should lower rates if the market does well, Trump says

Federal Reserve, Mortgage Rates /

Donald Trump said he expects his Federal Reserve chair to lower interest rates if the economy is doing well, the latest signal that the president is eager for a nominee committed to borrowing cost cuts as he nears an announcement of his choice to replace Jerome Powell. Processing Content “I want my new Fed Chairman

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Why 2026 could be the mortgage industry’s reset year

Distressed, LOAN PRODUCTS, Mortgage Rates, Mortgage technology, Originations, Regulation and compliance /

Several of the mortgage industry’s biggest story lines from 2025 are expected to take clearer shape in 2026, according to industry participants who shared their outlooks with National Mortgage News. Among the developments gaining traction are the potential arrival of the 50-year mortgage, the full rollout of credit score modernization and further consolidation after a

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Why did the growth rate of housing inventory drop by half this year?

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

This is the final Housing Market Tracker article for 2025 and we’re going to tackle why the inventory growth rate has been cut in half this year. At one point, we had over 30% year-over-year growth, and that number is now down to 13.54%. Why is this the last tracker of the year? I don’t

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AD Mortgage survey reveals positive 2026 outlook

HWmember, Lenders, Mortgage, Mortgage Broker, Mortgage Rates, Non-QM /

AD Mortgage on Thursday released its first Mortgage Professionals Pulse Report & 2026 Outlook, which offers a glimpse into broker sentiment, performance, challenges and expectations based on a survey of more than 300 mortgage professionals nationwide. The survey, conducted in late November and early December, found that 70% of respondents said 2025 was a better

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Mortgage rates flatline following recent Fed cut

Housing affordability, Mortgage Rates, Originations /

Mortgage rates largely held steady over the past seven days despite the latest Federal Reserve decision to cut, exhibiting many of the same trends they’ve shown over the past several weeks.  Processing Content The 30-year fixed-rate average came in at 6.21% on Dec. 18, according to Freddie Mac’s Primary Mortgage Market Survey. The number inched

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Mortgage apps dip as rate stability stalls momentum

Mortgage applications, Mortgage Rates, Originations /

Mortgage applications have swung up and down over the last two months as mortgage rates have stabilized, according to the Mortgage Bankers Association. Processing Content The MBA’s Market Composite Index, a measure of mortgage loan application volume, decreased 3.8% on a seasonally-adjusted basis from one week prior for the week ending Dec. 12, as mortgage

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