Apply Online
Schedule a Call

Mortgage Rates

Mortgage rate locks stay strong, refis drive activity

HWmember, Lenders, Mortgage, Mortgage Rates, Non-QM, Optimal Blue, Rate Lock, Refinancing /

Rate-lock activity remained resilient in October despite seasonal cooling, according to Optimal Blue’s October 2025 Market Advantage Mortgage Data Report. Total lock volume declined 4.2% from September but remained 18% higher than a year earlier as borrowers responded to improving affordability and narrower rate spreads. Purchase locks slipped 1.5% month-over-month — in line with normal […]

Mortgage rate locks stay strong, refis drive activity Read More »

Homebuyer activity climbs despite minor rate uptick

Economy, Housing markets, MARKETING TO BORROWERS, Mortgage Rates, Originations /

Mortgage rates rose by 2 basis points this week, but did not impact home purchase activity during the period, Freddie Mac said. “Rates for the 30-year and the 15-year fixed-rate mortgage essentially remained flat this week, but we did see purchase activity increase, which is encouraging,” said Sam Khater, Freddie Mac’s chief economist. Right now,

Homebuyer activity climbs despite minor rate uptick Read More »

Treasuries stumble as shutdown ends and traders brace for swings

Government Shutdown, Mortgage Rates, Treasury bonds /

Treasuries sustained small losses as the longest government shutdown on record ended and expectations for another Federal Reserve interest-rate cut next month eroded further. Yields were higher by as much as three basis points, led by tenors more sensitive to changes in Fed policy. The odds of a December rate cut assigned by the market have slipped

Treasuries stumble as shutdown ends and traders brace for swings Read More »

December Fed rate cut still on the table for most economists

Economic indicators, Federal Reserve, Mortgage Rates /

After the Federal Open Markets Committee reduced short-term rates by 25 basis points at each of its two most recent meetings, economists are mixed on whether the December meeting will have a third cut, the November Wolters Kluwer Blue Chip Economic Indicators study found. The survey was taken on Nov. 4 and 5, prior to

December Fed rate cut still on the table for most economists Read More »

How NewDay Home helps fulfill the VA’s promise of homeownership for our nation’s heroes

Mortgage, Mortgage Rates, Origination, Sponsored /

Each year on Veterans Day, I take a moment to think about the Americans I served alongside – their courage, their families, and the quiet sacrifices that never make headlines. It’s a day to remember those who sacrificed and to honor those still building their lives after service. For many of us, that next chapter

How NewDay Home helps fulfill the VA’s promise of homeownership for our nation’s heroes Read More »

Home flippers express caution over rising costs, low resale demand

Fix and Flip, Home Prices, Housing Market, HWmember, John Burns Real Estate Consulting, Kiavi, Mortgage Rates, Real Estate Investing /

As the fix-and-flip market faces a lack of demand and higher costs, prices for these transactions are slipping and investors are taking a more cautious approach. That’s the conclusion of the 2025 Fix and Flip Market Index released Monday by fix-and-flip lender Kiavi and John Burns Research & Consulting. The newest edition of the report

Home flippers express caution over rising costs, low resale demand Read More »

Refi opportunities hit 3-year high as rates ease

Mortgage Rates, Originations, Refinance, Servicing /

The number of homeowners who can reduce their monthly payments by refinancing hit a multi-year high as mortgage rates continue to weaken, new industry data found. The 30-year fixed-rate mortgage fell to 6.17% the last week of October, and as a result, the number of highly qualified refinance candidates, homeowners with at least a 720

Refi opportunities hit 3-year high as rates ease Read More »

Housing inventory falls as demand picks up

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

Last week, housing inventory levels decreased noticeably, while our weekly pending sales showed a notable increase compared to the same period last year. Was the decrease in inventory primarily due to the seasonal decline in housing stock, or did the increase in demand contribute to lowering the inventory numbers? Let’s dive into this weekend’s tracker

Housing inventory falls as demand picks up Read More »

Mortgage rates bounce back up after month of drops

Industry News, Mortgage Rates, Originations /

After a month of consecutive drops, mortgage rates ticked back up this week, following the 10-year Treasury. The 30-year fixed-rate mortgage averaged 6.22%, up five basis points from last week’s mild drop of two basis points to 6.17%. according to Freddie Mac’s Primary Mortgage Market survey. The 30-year rate was 6.79% a year ago. “On

Mortgage rates bounce back up after month of drops Read More »

Treasuries fall as supply outlook compounds anxiety about Fed

Mortgage Rates, Treasury bonds, Treasurys /

Treasuries fell after the US government signaled that larger auction sizes are on the horizon, while signs of economic resilience hurt the odds a Federal Reserve interest-rate cut in December. Treasury Department officials, unveiling their plans for financing the US government deficit over the November-to-January period, said they’d begun “to preliminarily consider future increases,” even

Treasuries fall as supply outlook compounds anxiety about Fed Read More »