If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a […]
The $280 Shift in Affordability Every Homebuyer Should Know Read More »
Mortgage rates declined for the second week in a row, as the 10-year Treasury in recent days has flirted with falling below the 4% mark. Last Thursday, the 10-year closed at 4.15%. As of 11 a.m. on Aug. 16, it was at 4.04%, helped by recent comments by Federal Reserve Chairman Jerome Powell regarding both
Mortgage rates move lower, driven by shutdown uncertainties Read More »
Rocket Mortgage might have been a few weeks behind its competition in announcing its presumptive 2026 conforming loan limit increase, but it took that time to go higher than the rest of the market. United Wholesale Mortgage, Pennymac, Crosscountry and Rate all announced in late September they were now purchasing single-family mortgages up to $819,000
Rocket’s 2026 early conforming limit hike tops others by $6k Read More »
After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same. More Homes Will Sell With all of the affordability challenges
2026 Housing Market Outlook Read More »
Mortgage applications decreased 1.8% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending October 10, 2025. On an unadjusted basis, the index decreased 2% compared with the previous week. Despite the overall increase, Federal Housing Administration (FHA) applications saw a strong week, with
FHA refinance applications rise 12% amid mixed mortgage rates Read More »
The latest refi boomlet sustained its momentum that showed up in late summer, with rate drops driving a noticeable spike in September lock volume, according to Optimal Blue. Rate locks jumped 28.2% from August to September, the product-pricing engine platform said in its latest market advantage report, and drove its monthly market index to a
Lower rates fuel big September refi spike Read More »
Miami has been ranked as the world’s most overvalued housing market, according to the 2025 UBS Global Real Estate Bubble Index. But Florida real estate leaders say the city’s fundamentals remain strong and the report misrepresents what’s really happening on the ground. The UBS index, which measures housing imbalances in 25 major cities, placed Miami
Miami has the world’s biggest housing bubble. Local experts reject that label Read More »
Housing inventory at one point this year showed 33% year-over-year growth, but that growth has since slowed to 17%, and we might already have seen the seasonal peak in inventory for the year in the first week of August. I didn’t believe we were witnessing the peak in August and I have been looking for
Did housing inventory peak in August this year? Read More »
The federal government shutdown and the resulting delay in the monthly employment report was the catalyst for the small movement in mortgage rates this past week. This data “would have been a key market mover for mortgage rates, offering insight into how much the Federal Reserve might adjust monetary policy in response to a cooling
How mortgage rates have been affected by federal shutdown Read More »
You want mortgage rates to fall – and they’ve started to. But is it going to last? And how low will they go? Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here’s why. The Link
Why Experts Say Mortgage Rates Should Ease Over the Next Year Read More »