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Mortgage Rates

Have slightly lower mortgage rates stabilized the housing market?

Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, Purchase Applications /

Mortgage rates have been slowly decreasing, but is this drop significant enough to influence our weekly housing data? Keep in mind that our weekend tracker reports provide insights months ahead of the reports most Americans typically read. Therefore, we closely monitor changes in our data trends whenever mortgage rates fluctuate. The last two weeks have […]

Have slightly lower mortgage rates stabilized the housing market? Read More »

As rates dip and policy shifts, is the housing market about to wake up again?

Contributors, Housing Market, Housing Market Data, HWmember, Mortgage, Mortgage Rates, Opinion /

It’s been a strange season for the housing market, caught somewhere between post-pandemic exhaustion and pre-election caution. And yet, in the quiet shuffles of financial markets and whispered policy pivots in Washington, signs are emerging that something may be stirring beneath the surface. Just last week, mortgage rates unexpectedly improved by as much as 0.25%,

As rates dip and policy shifts, is the housing market about to wake up again? Read More »

Trump says he’s terminating trade negotiations with Canada

Canada, Donald Trump, Federal Reserve, Homebuilders, Housing Market, HWmember, Mortgage Rates, Politics, Tariffs /

President Donald Trump announced on Friday via social media that he’s ending trade talks between the U.S. and Canada. The move could impact tariffs on one of America’s largest trade partners as a temporary pause is set to end early next month. “We have just been informed that Canada, a very difficult Country to TRADE

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Fed-driven bond rally stalls with yields lowest since May

Federal Reserve, Mortgage Rates, Treasury bonds /

Treasuries fell Friday but remained on course for a third straight weekly gain, with benchmark yields near the lowest levels since early May. Traders squared their positions to start the session, pushing yields up and snapping a five-day rally. Inflation gauges in US economic data were firmer than expected, leading traders to pare bets on

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Stable mortgage rate environment reshapes how LOs engage with borrowers

Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing /

Analysts, economists and mortgage professionals are coining this quarter’s activity as one of the most “calm” periods for mortgage rates in recent memory. It follows nearly three years of borrowers being sidelined by higher rates or “stuck” in loans with historically low rates. BTIG analysts said Wednesday that despite Treasury volatility in April, mortgage rates

Stable mortgage rate environment reshapes how LOs engage with borrowers Read More »

Treasury rally gains steam as economic data fuels rate-cut bets

Mortgage Rates, Treasury bonds, Treasurys /

A rally in short-dated Treasuries gathered pace Thursday after a raft of US economic data on balance favored wagers on as many as three Federal Reserve interest-rate cuts this year. Yields across maturities declined, with those on two-year notes falling five basis points and most reaching the lowest level in more than a month. The

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Trump initiates plan to install a shadow Fed president

Donald Trump, Federal Reserve, Housing Market, HWmember, Jerome Powell, Mortgage Rates /

President Trump has started Operation Shadow Fed President, with news breaking Wednesday night that he has identified several candidates for the next Federal Reserve chairman. Under this strategy, the president selects a new Federal Reserve chair well before they can officially assume the role and they communicate new Fed policy to the markets, which undermines

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US housing construction is dead with current mortgage rates

Homebuilders, Housing Market, Housing Starts, HWmember, Mortgage Rates, New Home Sales /

New home sales missed sales estimates significantly in Wednesday’s report and we have negative revisions to the previous months. The builders’ profit margins are dwindling, which means housing construction, which has been at early COVID-19 recession levels for some time, could worsen if mortgage rates stay elevated or head even higher. So, instead of focusing

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Jerome Powell says the Fed isn’t budging on interest rates

Federal Reserve, Home Price Appreciation, HWmember, Inflation, Jerome Powell, Mortgage, Mortgage Rates, Mortgage Rates Center, Regulatory, Tariffs /

The Federal Reserve has come under renewed fire from the Trump administration in recent weeks as the president and key housing officials battle with Chair Jerome Powell over the direction of interest rates. On Tuesday, while speaking to members of the House Financial Services Committee, Powell was resolute that the central bank will continue its

Jerome Powell says the Fed isn’t budging on interest rates Read More »