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Mortgage Rates

How Kalshi, Polymarket bets on mortgage rates are being watched by lenders

MARKETING TO BORROWERS, Mortgage Rates, Mortgage technology, Regulation and compliance /

Will mortgage rates go higher this year? You can bet on it.  Processing Content Predictions market platforms Kalshi and Polymarket now feature nascent trading on where the 30-year fixed-rate mortgage will move this year. Anonymous traders have placed tens of thousands of dollars so far between the competing sites on “yes” or “no” contracts against […]

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Housing demand is up and inventory is down, even with Iran conflict

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

In the crazy world of economics, with all the drama last week, it was a pretty normal housing week. Housing data showed year-over-year growth, weekly pending home sales rose, inventory declined slightly and mortgage rates were very steady, considering the conflict with Iran. Let’s take a look at probably the calmest sector in the economy

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Job market softens as US payrolls fall by 92K in February

Bureau of Labor Statistics, Federal Reserve, Housing Market, HWmember, Inflation, Jobs Report, Mortgage, Mortgage Rates, Unemployment /

In a sign of a still-softening labor market, U.S. employers eliminated 92,000 nonfarm payroll jobs in February, according to data released Friday by the U.S. Bureau of Labor Statistics (BLS). Economists say the report is unlikely to change the Federal Reserve’s stance on interest rates. Meanwhile, the jobs numbers for December 2025 were downwardly revised

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Oil price shock pushes mortgage rates back above 6%

Economy, MARKETING TO BORROWERS, Mortgage Rates, Originations /

Mortgage lenders left their desks Friday with the 30-year fixed finally below 6%. When they returned Monday morning, the market was in turmoil, with the benchmark 10-year Treasury at one point up 11 basis points from the previous close. Processing Content As a result, the 30-year fixed rate mortgage moved up 2 basis points this

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Lenders offer pricing promos in anticipation of a hot market

Marketing, MARKETING TO BORROWERS, Mortgage Rates, Originations, Rocket Mortgage, UWM /

Mortgage lenders are rolling out new promotions as they compete for borrowers in a fluctuating rate environment, with both refinancing and purchase incentives becoming more common. Processing Content United Wholesale Mortgage recently introduced two offers: one providing a 75 basis point boost on conventional and government refinancings, and another offering a $600 appraisal credit for

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Iran conflict’s impact on spring homebuying season

Housing markets, MARKETING TO BORROWERS, Mortgage Rates, Originations, Politics and policy /

The early reaction to the Iran conflict, with mortgage rates rising back above 6%, might be tempering an otherwise very positive outlook regarding the spring homebuying season. Processing Content The 10-year Treasury yield, one of the benchmarks used in pricing mortgages, had finally broken through the 4% floor on Feb. 27 to a 3.96% close.

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Middle East conflict stokes inflation, risks higher rates

Economic indicators, Economic news, Mortgage Rates, Politics and policy, REALTORS & HOMEBUILDERS /

Early market reactions to the U.S.-Israel-Iran conflict suggest inflation fears, not flight-to-safety buying, are dominating Treasury yields, a dynamic that could put upward pressure on mortgage rates. Processing Content Resolving the conflict swiftly and handling it in such a way that it increases security in the region could have some positive ramifications for housing, but

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Tariff ruling could hamstring unilateral release of GSEs

Mortgage Rates, Secondary markets, The Great American Mortgage Corporation /

Even if he was so-inclined to do so, President Trump might not be able to unilaterally release the government-sponsored enterprises from conservatorship because of the U.S. Supreme Court tariff ruling, a BTIG analyst report postulates. Processing Content Since Feb. 13, with the exception of Feb.18, mortgage rates have been under 6%, reaching 5.9% on Feb.

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Will war with Iran send mortgage rates higher or lower?

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

Spring is right around the corner and mortgage rates are already under 6%, but now we have a new variable: war with Iran. Now the question is whether the conflict in Iran will send rates lower or higher before the seasonal push in housing comes.  Last week was already interesting as the 10-year yield closed

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Mortgage rates fall to multiyear lows in time for spring housing market

Freddie Mac, Housing Market, HWmember, Mortgage Rates /

Mortgage rates are at multiyear lows, whether you quote Mortgage News Daily at 5.99% or Freddie Mac weekly data at 5.98%. The drop has come at a good time, as the spring housing market is about to start, with more Americans looking to sell their homes and buy another. First-time homebuyers are looking at the

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