Apply Online
Schedule a Call

Mortgage

Blend Labs reports shrinking mortgage revenue even as its partnerships gain steam

Blend, Earnings, HWmember, Mortgage, Nima Ghamsari, Origination, Technology /

Blend Labs Inc. shared its third-quarter earnings on Thursday afternoon, posting revenue of $32.9 million from July to September, down 1% on an annual basis. The company reported a GAAP gross profit margin of 74% in the third quarter, unchanged from the same period in 2024. Non-GAAP gross profit margin rose to 78%, up from […]

Blend Labs reports shrinking mortgage revenue even as its partnerships gain steam Read More »

Mortgage credit model overhaul: FICO 10T and VantageScore 4.0

Credit Score, Equifax, Experian, Federal Housing Finance Agency, FICO, HWmember, LendingLife, Mortgage, TransUnion, VantageScore /

The way that mortgage lenders assess credit risk is undergoing its biggest overhaul in decades as the Federal Housing Finance Agency (FHFA) is preparing to roll out a new framework that allows lenders to use two scoring models — FICO 10T and VantageScore 4.0. FHFA Director Bill Pulte and the Trump administration have voiced support

Mortgage credit model overhaul: FICO 10T and VantageScore 4.0 Read More »

Guild sees Q3 revenue surge to $307.4M ahead of Bayview transaction

Earnings, Guild Mortgage, HWmember, LendingLife, Mortgage, Mortgage Servicing, Origination /

Guild Holdings Co., the parent company of Guild Mortgage, announced its Q3 2025 earnings on Wednesday afternoon, posting a net revenue of $307.4 million that compared favorably to figures of $279.4 million in Q2 2025 and $159.3 million in Q3 2024. Guild’s net income for the third quarter was $33.3 million, compared to $18.7 million in

Guild sees Q3 revenue surge to $307.4M ahead of Bayview transaction Read More »

Mortgage industry backs LLPA changes but is divided over priorities

Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, Mortgage, Origination, Regulatory, Regulatory Compliance /

The mortgage industry largely supports changes to the loan-level price adjustment (LLPA) matrix but remains divided on priorities, with a full overhaul unlikely amid a potential stock offering of Fannie Mae and Freddie Mac.  Two weeks ago, Federal Housing Finance Agency (FHFA) Director Bill Pulte said he had tasked Barry Habib — the MBS Highway

Mortgage industry backs LLPA changes but is divided over priorities Read More »

A growing foreclosure crisis? Not according to the latest Fed data

FICO, Foreclosure, Home Equity, Housing Market, HWmember, Mortgage /

Once again, the latest quarterly New York Fed Household Debt and Credit report reinforces a story I have been talking about for a long time: homeowners in America are in solid financial shape, while those who cling to the narrative of the 2008 housing crisis still require a dose of gloom therapy. Two laws that

A growing foreclosure crisis? Not according to the latest Fed data Read More »

Q2 2025 company earnings in mortgage and real estate

Brokerage, Compass, Earnings, eXp Realty, HWmember, Lenders, Mortgage, Real Estate, Rocket Mortgage, United Wholesale Mortgage /

HousingWire reports on the quarterly earnings of publicly traded mortgage and real estate companies, offering a glimpse into the financial performance of key players in the housing market. As earnings results begin to be released for the third quarter of 2025, here’s a rundown of what’s happening at the major lenders, brokerages, listing portals and

Q2 2025 company earnings in mortgage and real estate Read More »

Rethinking climate readiness: How ICE’s climate data helps close risk gaps and reduce lender blind spots

ICE Mortgage Technology, Mortgage, Origination, Sponsored, Technology /

​Extreme weather events are now more than just an occasional disruption; they are redefining the landscape of housing finance. And, the frequency and intensity in which these events occur, combined with rising insurance and utility costs, fluctuating property values, and shifting housing rates, provide challenges for lenders looking to effectively streamline operations, mitigate risk, and

Rethinking climate readiness: How ICE’s climate data helps close risk gaps and reduce lender blind spots Read More »

The Optimal Blue lawsuit: Data transparency or market manipulation?

Contributors, Data & Visuals, Housing Market Data, HWmember, Legal, Mortgage, Opinion /

Mortgage-pricing data has gone digital. But when does transparency turn into coordination? In early October 2025, mortgage-technology provider Optimal Blue and three major lenders were sued in a proposed class-action alleging price-fixing and market manipulation in U.S. mortgage rates. At the center of the case is a question that goes well beyond one software firm:

The Optimal Blue lawsuit: Data transparency or market manipulation? Read More »

Robinhood partners with Sage Home Loans for exclusive offer

Homeownership, HWmember, Lenders, Mortgage, Mortgage Rates, Origination, Partnerships, Refinancing /

Financial services platform Robinhood and Sage Home Loans announced an exclusive offer on Monday, allowing Robinhood Gold subscribers to access mortgage rates at least 0.75% below the national average, along with a $500 credit toward closing costs on a new home purchase or refinance through Sage Home Loans. Gold subscribers are described as a subscription-based

Robinhood partners with Sage Home Loans for exclusive offer Read More »

The need for speed: Delivering faster home equity turn times

Mortgage, Origination, ServiceLink, Sponsored, Technology /

After a decade of home price growth, many homeowners today are sitting on a mountain of equity. Tappable equity hit a record high in Q2 of this year, when 48 million mortgage holders reportedly had an average of $213,000 in accessible value.  That growing equity has translated into a renewed interest in home equity (HE)

The need for speed: Delivering faster home equity turn times Read More »