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As rates dip and policy shifts, is the housing market about to wake up again?

Contributors, Housing Market, Housing Market Data, HWmember, Mortgage, Mortgage Rates, Opinion /

It’s been a strange season for the housing market, caught somewhere between post-pandemic exhaustion and pre-election caution. And yet, in the quiet shuffles of financial markets and whispered policy pivots in Washington, signs are emerging that something may be stirring beneath the surface. Just last week, mortgage rates unexpectedly improved by as much as 0.25%, […]

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Tech Pulse: Fannie, Freddie move on fintech, crypto, fraud prevention

Artificial Intelligence, Fannie Mae, Freddie Mac, HWmember, Lenders, Lone Wolf Technologies, Mortgage, Real Estate, Real Estate Agents, Technology, Volly /

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology — including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Fannie Mae, Freddie Mac jointly create U.S. Financial Technology Fannie Mae and Freddie Mac have launched U.S. Financial Technology LLC to replace Common Securitization Solutions. The

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FHA rescinds 12 policies as Trump pushes to cut red tape

Appraisals, FHA, FHA loan, Flood, Government Lending, HUD, HWmember, Mortgage, Regulatory, Regulatory Compliance, Scott Turner, Underwriting /

As part of the Trump administration’s broader effort to cut regulatory burdens, the Federal Housing Administration (FHA) on Friday announced the rescission of 12 policies related to appraisal protocols, underwriter employment, flood risk management and other areas.  Scott Turner, the secretary of the U.S. Department of Housing and Urban Development (HUD), which oversees the FHA,

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Pulte still contacted by woman arrested for bomb threat

Bill Pulte, FHFA, Freddie Mac, HWmember, Mortgage, Politics, Regulatory /

In a social post on X on Thursday, FHFA Director Bill Pulte said a fired Freddie Mac employee who was arrested in March for threatening to blow up the Freddie Mac building in McLean, Virginia has continued to contact him. It’s Pulte’s first public statement on the incident since the woman’s arrest. Pulte posted: “Recently,

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Moder CTO Joe Trapani: ‘The answer to everything is always data’

Artificial Intelligence, HWmember, Mortgage, Technology /

Editor in Chief Sarah Wheeler recently sat down with Joe Trapani, chief technology officer at Moder, to talk about how he approaches problem solving with tech, the shininess of gen AI and why it’s probably smart to keep humans in the loop for some tasks. Moder was recognized as a 2025 HousingWire Tech100 winner. This

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Trump’s assault on DEI hasn’t ended federal efforts to stop appraisal bias

Appraisals, Appraisals and Valuations, Department of Justice, Discrimination, Fair Housing, HWmember, Legal, Mortgage, Regulatory, Rocket Mortgage, Trump administration /

The appraisal industry shed no tears when the Trump administration sought to undo the Property Appraisal and Valuation Equity (PAVE) Interagency Taskforce, the federal effort to investigate racial bias in appraisals implemented by former President Joe Biden. But that doesn’t mean appraisers have seen the end of federal regulation and litigation around appraisals, or the

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Stable mortgage rate environment reshapes how LOs engage with borrowers

Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing /

Analysts, economists and mortgage professionals are coining this quarter’s activity as one of the most “calm” periods for mortgage rates in recent memory. It follows nearly three years of borrowers being sidelined by higher rates or “stuck” in loans with historically low rates. BTIG analysts said Wednesday that despite Treasury volatility in April, mortgage rates

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Closing the gap: How Rocket Close has streamlined its platform experience

Mortgage, Origination, Rocket Companies, Sponsored /

Rocket Close and Rocket Pro have taken a major step forward by integrating the two platforms into a single, more efficient platform, designed to simplify the closing process and enhance the broker experience. Under the leadership of Matt Brown — Rocket’s Executive Vice President, Sales and Revenue Strategy, with a background in tech, finance, and

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Powell: Fed is reviewing Basel III, supplemental leverage ratio rules

basel III, Congress, Federal Reserve, HWmember, Jerome Powell, LendingLife, Mortgage, Regulatory, Regulatory Compliance /

During a second straight day of testimony on Capitol Hill, Federal Reserve Chair Jerome Powell said the central bank is reviewing the Basel III rules (also known as the “Basel Endgame”), which would significantly increase bank capital requirements and could impact the mortgage industry, if implemented. Powell’s statement comes as the Fed prepares to vote

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If you think DPA is a niche, you’re missing the bigger picture

Contributors, HWmember, Mortgage, Opinion, Origination /

Lenders, take note. June is National Homeownership Month, and if you’re still treating down payment assistance (DPA) like some fringe program, you’re about to get left behind. The housing market isn’t just shifting—it’s being dismantled and rebuilt in real time. Younger buyers are bypassing the legacy playbooks. They’re digitally native, financially savvy, and actively searching

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