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Mat Ishbia: GSEs acting ‘private’ in conservatorship could be best of both worlds

Bill Pulte, Donald Trump, Fannie Mae, Freddie Mac, GSE Reform, HWmember, LendingLife, Mat Ishbia, Mortgage, Regulatory, Trump administration, United Wholesale Mortgage /

Mat Ishbia, the president and CEO of United Wholesale Mortgage (UWM), said last week he doesn’t think that releasing Fannie Mae and Freddie Mac from conservatorship is a major focus for the Trump administration — and he isn’t sure “whether it should be.”  One thing he is confident about: If ending the conservatorship results in […]

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Americans tapped $25B in home equity in Q1 2025

HELOCs, Home Equity, HWmember, ICE Mortgage Technology, LendingLife, Mortgage, Mortgage Rates, Origination /

U.S. homeowners tapped nearly $25 billion in home equity through second-lien mortgages during the first quarter of 2025 — the largest volume for this period in 17 years, according to the ICE Mortgage Technology‘s newest Mortgage Monitor report. That marks a 22% increase compared to the same quarter last year. The first quarter is typically

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The HELPER Act promises to open up housing opportunities and give the real estate business a much-needed lift 

Contributors, HWmember, Mortgage, Opinion, Origination /

A firefighter and his pregnant wife were unable to buy a two-bedroom home in the neighborhood where they grew up; two teachers had dashed dreams of owning their bungalow near the school where they work. These are just two examples of the heartbreaking scenarios you hear about in the real estate business. It’s no secret

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Updated list of Bill Pulte’s actions that impact FHFA, GSEs

Bill Pulte, Fannie Mae, FHFA, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Regulatory, Trump administration /

Below is a timeline of the actions or reports related to Federal Housing Finance Agency (FHFA) Director Bill Pulte that have impacted the regulator or the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac since Pulte was announced as President Donald Trump’s nominee for the role in January and took office in March. January/February Trump

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Tech Pulse: Fannie Mae targets fraud, DirectOffer launches AI assistant

Artificial Intelligence, Fannie Mae, HWmember, Mortgage, Real Estate, Technology /

Welcome to Tech Pulse — a new weekly series rounding up the latest in technology, including tools, integrations and trends impacting mortgage and real estate. Here’s what happened this week: Fannie Mae partners with Palantir to detect, prevent mortgage fraud Fannie Mae has teamed up with Palantir Technologies to crack down on mortgage fraud. The

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Study suggests banks are avoiding mortgages in California wildfire zones

California, Climate Change, FEMA, HWmember, Los Angeles, Mortgage, Technology, Wildfire /

Following the wildfires that devastated the Los Angeles area at the start of the year, a new study has emerged that suggests banks with physical locations are less likely to extend mortgages to impacted residents, while online lenders are continuing to be active. First reported by the The Washington Post, the study — published on

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How Bill Pulte has reshaped FHFA and the GSEs

Bill Pulte, Donald Trump, Fannie Mae, FHFA, Freddie Mac, Government-Sponsored Enterprise, HWmember, Mortgage, Regulatory, Trump administration /

A key decision maker in the federal housing apparatus, the director of the Federal Housing Finance Agency (FHFA) oversees the regulator of the government-sponsored enterprises (GSEs) and the Federal Home Loan Banks. But Bill Pulte has been anything but a conventional FHFA director (pardon the term, since we’re not talking about conforming loan limits just

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Inside Movement Mortgage’s MSR sales strategy

Freedom Mortgage, HWmember, Mortgage, Mortgage Servicing, Movement Mortgage, MSRs, Servicing /

Due to ferocious investor demand, Movement Mortgage is opportunistically selling billions in mortgage servicing rights. And the South Carolina-based retail lender is using the cash proceeds to sharpen pricing for its roughly 1,400 producing loan officers. But while improved pricing might help win deals in the short term, Movement isn’t retaining recapture rights on some

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Luxury rentals gain ground as more high-end buyers opt to lease

Contributors, HWmember, Mortgage, Mortgage Rates, Opinion, Origination, Secondary market /

As mortgage rates remain elevated and housing inventory remains tight, luxury rentals are increasingly becoming a preferred choice for high-income U.S. households, marking a shift in how high-end housing is being viewed and occupied across the U.S. Industry data shows a marked uptick in demand for luxury rentals, especially in markets outside of traditional urban

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Trump to Powell: It’s a ‘mistake’ to not lower interest rates

Donald Trump, Federal Reserve, HWmember, Interest rates, Jerome Powell, Monetary policy, Mortgage, Politics, Regulatory, Trump administration, White House /

President Donald Trump met Thursday with Federal Reserve Chair Jerome Powell at the White House to discuss economic developments, as Trump continues to press the Fed to lower interest rates. During the meeting, Trump told Powell he’s making “a mistake” by not lowering interest rates, the White House said Thursday. The meeting was at Trump’s

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