While AI implementation can be a daunting task, acting thoughtfully and intentionally will set businesses up for maximum value, leading executives of leading AI software companies said during a panel at the ICE Experience conference in Las Vegas on Wednesday. Processing Content “It’s not just where we’re at today, it’s your roadmaps — how everybody […]
Anthropic, Google on maximizing mortgage AI Read More »
The housing market is quickly approaching the spring buying season, with the best time to sell in 2026 less than a month away. Processing Content The week of April 12-18 is expected to be the ideal time to list a home this year, as typical market seasonality and improving affordability conditions at this point in
The best week to sell your home in 2026 Read More »
The Federal Housing Finance Agency and the government-sponsored enterprises have opened up some new insurance options for borrowers, departing from a strict coverage mandate for single-family homes. Processing Content Fannie Mae, Freddie Mac and the agency also known as US Federal Housing, partially relented on “replacement cost only” rules. Roofs no longer need to be
FHFA loosens insurance rules targeting condos, rural loans Read More »
While President Trump’s executive order promoting increased access to mortgage credit makes prominent mention of digital loans and remote online notarization, the practical effect might be limited. Processing Content RON is already allowed in 48 states and the District of Columbia; though some of those still only have temporary authorization in place. However, even with
Trump push on RON faces real-world limits Read More »
Even with the surprisingly strong fourth quarter for origination volume, net production profits at nonbank lenders were down about 44% from the period ended Sept. 30, 2025, the Mortgage Bankers Association found. Processing Content Still, the industry has been profitable three quarters in a row. It follows a run where IMBs averaged losses 10 out
IMB profits drop sharply even as volume surges in Q4 Read More »
A former Rocket Mortgage employee is accusing the company of creating a hostile workplace and violating the American with Disabilities Act due to her medical conditions, according to a new discrimination lawsuit. Processing Content In legal documents filed in Michigan federal district court in March, the former employee, Ashley Isberg, said company leaders intentionally derailed
Rocket sees new allegations of ADA violations Read More »
While noting the upside to President Trump’s new executive order to expand home lending among community financial institutions, the Mortgage Bankers Association’s top executive added a note of caution, saying benefits won’t appear immediately. Processing Content In a wide-ranging interview at Intercontinental Exchange’s ICE Experience 2026 conference in Las Vegas on Tuesday, MBA President and
CFPB cuts dull impact of Trump’s latest order, MBA exec says Read More »
Key Insight: Experts say even if regulators recalibrate capital standards, structural and competitive realities that did not exist before 2008 are the biggest drivers in their dwindling market share in mortgage origination and servicing. Nonbanks now dominate the sector, aided by leaner cost structures that are built for rate volatility — advantages that banks will
What’s it going to take to get banks back into mortgages? Read More »
The federal government should step in to prevent an emerging patchwork of state regulations from stifling the benefits of applying the tools of generative artificial intelligence to the mortgage market, writes Leah Price, of the Tinman AI Platform.Adobe Stock The federal government in December took the first steps toward steamrolling any potential bottlenecks that states
AI will ease the home-price crisis, if state lawmakers let it Read More »
The Federal Housing Administration once helped finance thousands of loans for manufactured housing. An effort to restart that program would help millions of Americans afford their own homes, writes Scott Susin, of the Center for Mortgage Access.Kybele – stock.adobe.com The Federal Housing Administration, or FHA, was once a major player in lending for manufactured homes
Reviving this one FHA program could greatly boost homeownership Read More »