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Non-QM

Logan Finance taps Chuck Vaughn for correspondent lending leadership role

Correspondent Lending, HWmember, Lenders, Mortgage, Non-QM, People Movers, Team Leaders /

Non-QM mortgage lender Logan Finance Corp. announced last week that Chuck Vaughn has joined the company as managing director of correspondent lending. Vaughn will oversee strategic initiatives, efforts to expand market share, the launch of Logan Finance’s select delegated channel and lead operational growth across its correspondent business. “We were seeking a proven leader who […]

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Non-QM mortgages secure JP Morgan’s latest RMBS, offering $587.6 million

J.P. Morgan Securities, Non-QM, RMBS, Securitization /

Non-qualified mortgages will secure the latest J.P. Morgan mortgage issuance, as the J.P. Morgan Mortgage Trust 2025-NQM5 comes to market with $587.6 million in residential mortgage-backed securities. Processing Content According to Fitch Ratings and Morningstar DBRS, which assessed the deal, the collateral pool is secured by a pool of all first lien mortgages diversified by

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Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease

Contributors, HWmember, Mortgage, Non-QM, Opinion /

If you’re self-employed, paid on commission, or run a business, you already know the frustration: you can have strong cash flow, great credit, and real assets—yet a traditional mortgage can still feel like a square peg in a round hole. That’s exactly why bank statement loans exist. They’re designed for borrowers whose real income is

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DSCR loans became an investor favorite in 2025

Fairway Home Mortgage, HWmember, LendingLife, LoanLogics, Mortgage, Non-QM, Origination, Real Estate Investing, Rental Properties, Secondary market /

For real estate investors sidelined by traditional income documentation requirements, debt-service-coverage ratio (DSCR) loans are becoming easier to access and are more widely available as lenders refine underwriting and gain confidence in the product’s performance. Like other seemingly “nontraditional” loans, lenders took some time to dip their toes into in the DSCR market. Marc Halpern,

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How The Loan Store doubled volume in a crowded wholesale market

Arizona, HWmember, LendingLife, Mortgage, Mortgage Broker, Non-QM, Origination, Underwriting, Wholesale Lending /

In a wholesale mortgage market dominated by giants, Arizona-based lender The Loan Store (TLS) has found a way to grow quickly by hiring a team of “samurai” account executives and underwriters from across the industry and picking up loans that others would deny. In the first nine months of 2025, the company doubled its origination

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AD Mortgage survey reveals positive 2026 outlook

HWmember, Lenders, Mortgage, Mortgage Broker, Mortgage Rates, Non-QM /

AD Mortgage on Thursday released its first Mortgage Professionals Pulse Report & 2026 Outlook, which offers a glimpse into broker sentiment, performance, challenges and expectations based on a survey of more than 300 mortgage professionals nationwide. The survey, conducted in late November and early December, found that 70% of respondents said 2025 was a better

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The originator’s playbook: Competing and growing in a shifting market

Contributors, HWmember, Mortgage, Mortgage Rates, Non-QM, Opinion /

As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity. To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to stay competitive.

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Non-prime residential mortgages underpin $298.9 million in RMBS

Atlas SP, Barclays, Non-QM, RMBS /

A pool of first-lien, non-prime mortgages will provide collateral for $298.9 million in residential mortgage-backed securities (RMBS) that Blue River Mortgage is bringing to market. Known as GCAT 2025-NQM7 Trust, the transaction is expected to close on December 3, and has a meaningful concentration of non-qualified mortgages, including 23.6% considered non-QM; 37.7% that are safe

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Griffin Funding hires John Jones as SVP of growth

Consumer Direct, Griffin Funding, HWmember, Mortgage, Non-QM, People Movers, Team Leaders /

Consumer-direct non-QM lender Griffin Funding on Monday announced that John Jones has been named as senior vice president of growth and EOS integrator. Jones, who has served as the company’s fractional integrator and chief operating officer since April 2025, will take on the new role effective Dec. 1. “John has brought tremendous structure and clarity

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Mortgage rate locks stay strong, refis drive activity

HWmember, Lenders, Mortgage, Mortgage Rates, Non-QM, Optimal Blue, Rate Lock, Refinancing /

Rate-lock activity remained resilient in October despite seasonal cooling, according to Optimal Blue’s October 2025 Market Advantage Mortgage Data Report. Total lock volume declined 4.2% from September but remained 18% higher than a year earlier as borrowers responded to improving affordability and narrower rate spreads. Purchase locks slipped 1.5% month-over-month — in line with normal

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