Apply Online
Schedule a Call

Origination

Plaid introduces LendScore for real-time credit risk assessment

Credit, Credit Score, FICO, HWmember, Mortgage, Origination, Plaid, Technology /

Plaid on Wednesday introduced LendScore, a new credit risk model that uses real-time cash flow data and account connection insights to give unsecured personal lenders a more complete view of a borrower’s financial situation. The launch comes amid significant shifts in consumer borrowing behavior and credit scoring. Plaid pointed to a recent TransUnion study, which […]

Plaid introduces LendScore for real-time credit risk assessment Read More »

Consumer-permissioned is the future. Is your business ready?

Contributors, Data & Analytics, Income verification, Mortgage, Opinion, Origination, Technology /

You’ve built a lending process that works. Your team is efficient, your systems are dialed in and you’ve invested in technology to stay competitive. But if you still rely on credit reports, static databases or third-party records that borrowers didn’t explicitly authorize, you’re not as modern as you think. Consumer expectations have shifted. In a

Consumer-permissioned is the future. Is your business ready? Read More »

PHH Mortgage unveils revamped non-QM options

Correspondent Lending, HWmember, LendingLife, Mortgage, Non-QM, Origination, PHH Mortgage Corp, Real Estate Investing /

PHH Mortgage Corp., a subsidiary of Onity Group, on Monday introduced a new suite of nonqualified mortgage (non-QM) products designed to serve its correspondent lending partners and a wide range of nontraditional borrowers. The product suite, known as FlexIQ, is expected to launch Oct. 20, the company announced in a press release. It includes full

PHH Mortgage unveils revamped non-QM options Read More »

How Trump’s immigration policies reshape mortgage strategies

Hispanic homeownership, HWmember, International buyers, LendingLife, Loan Officer, Mortgage, Non-QM, Origination, Trump administration /

Loan officer Elizabeth Galan, who works for UMortgage in Cincinnati, has had to pivot her business strategy in 2025. Galan focuses on serving Hispanic borrowers — about 80% of her clients — in cities like Cincinnati and Dayton, Ohio, as well as northern Kentucky. Many of them hold non-permanent resident status, meaning they live in

How Trump’s immigration policies reshape mortgage strategies Read More »

Exclusive: CrossCountry Mortgage CEO unveils organic growth strategy

CrossCountry Mortgage, HWmember, LendingLife, Mortgage, Mortgage Servicing, Origination, Servicing /

Cleveland-based CrossCountry Mortgage (CCM) has taken a different approach from competitors. Rather than pursuing mergers and acquisitions to strengthen its origination and servicing platforms, the company has focused on organic growth by acquiring mortgage servicing rights (MSRs) and building an asset management arm.   “Our servicing portfolio by year-end will be approximately $200 billion, and we’ve

Exclusive: CrossCountry Mortgage CEO unveils organic growth strategy Read More »

Beeline expects to achieve cash flow positive status by Q1 2026

Artificial Intelligence, Debt, Earnings, Home Equity, HWmember, Lenders, LendingLife, Mortgage, Origination /

Digital mortgage platform Beeline Holdings announced Monday that it has paid off more than $7 million in debt and is positioning itself to become cash flow positive by the first quarter of 2026. The company’s announcement also explained that all secured credit facilities, including senior debentures, were fully repaid as of Sept. 3, 2025. Only

Beeline expects to achieve cash flow positive status by Q1 2026 Read More »

Planet Financial Group boosts non-agency team with Rob Parsley and Tim Fisher hires

Carrington, Deephaven Mortgage, HWmember, Mortgage, Origination, People Movers, Planet Home Lending /

Planet Financial Group, the parent company of Planet Home Lending, announced two new hires this week. Rob Parsley was named senior vice president, non-agency sales and Tim Fisher was named senior vice president, non-agency lending. With a career spanning more than three decades, Parsley most recently served in senior leadership roles at Lima One Capital,

Planet Financial Group boosts non-agency team with Rob Parsley and Tim Fisher hires Read More »

NEXA Mortgage rebrands to NEXA Lending, but it’s not a pivot to retail

HWmember, Mike Kortas, Mortgage, NEXA Mortgage, Origination, Wholesale Lending /

Mike Kortas wanted to be clear as he announced the company’s rebrand from the stage at NEXA Fest 2025: the company is not going into retail. The name change — from NEXA Mortgage to NEXA Lending — could seem like the prelude to lending in a new channel, but Kortas said it was actually a

NEXA Mortgage rebrands to NEXA Lending, but it’s not a pivot to retail Read More »

FICO’s new program draws mixed reviews from mortgage market

Credit Score, FICO, HWmember, LendingLife, Mortgage, Origination /

Fair Isaac Corp.’s (FICO) decision to let resellers calculate and distribute its scores directly to lenders drew a mixed response from the mortgage industry — viewed by some as a step toward more competition, but by others as a potential driver of higher credit score costs in the short term. On Wednesday, FICO unveiled the

FICO’s new program draws mixed reviews from mortgage market Read More »

California MBA names Paul Gigliotti new CEO as Susan Milazzo retires

California, HWmember, Mortgage, Origination, Technology /

The California Mortgage Bankers Association (California MBA) announced a leadership transition on Wednesday, noting the retirement of longtime CEO Susan Milazzo and the appointment of Paul Gigliotti as her successor. Milazzo, who has served the association for two decades, will stay on as a consultant for the next year. In her role as CEO, Milazzo

California MBA names Paul Gigliotti new CEO as Susan Milazzo retires Read More »