The baseline conforming loan limit is set to increase by 3.25% in 2026, with Fannie Mae and Freddie Mac now authorized to purchase mortgages up to $832,750 for one-unit properties in most parts of the country, according to the Federal Housing Finance Agency (FHFA). The new limit, aligned with home-price trends, indicates a weaker housing […]
FHFA raises conforming loan limit to $832,750 for 2026 Read More »
Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition and recent pricing shifts by some players, resellers told HousingWire. It will mark the fourth consecutive year of higher costs. The increase is tied to credit reports that originate with FICO information and flow through
Mortgage credit report costs could jump 50% in 2026 Read More »
Why innovation matters now In today’s market conditions, lenders who identify strategic opportunities and innovate their operations now stand to gain a competitive advantage. Historically successful lenders have accomplished this by focusing on customer experience, operational efficiencies and the agility to pivot when markets shift. But innovation doesn’t have to mean reinventing the wheel; it
Embracing innovation to thrive in shifting mortgage market Read More »
Mortgage applications for new-home purchases decreased 2.6% compared to a year ago, according to the Mortgage Bankers Association (MBA)’s Builder Application Survey data for October 2025. Compared to the month prior, applications decreased by 1%. MBA noted that this change does not include any adjustment for typical seasonal patterns. “Lower mortgage rates, ongoing usage of
October new-home mortgage applications fall 2.6% Read More »
The 2025 U.S. housing market has been marked by high mortgage rates, elevated home prices and economic uncertainty, but a new HomeLight survey of loan officers at 80 top lending companies found that despite the negatives, most lenders are optimistic about their near-term prospects. More than 85% of survey respondents expect mortgage originations to rise
HomeLight: Lenders optimistic about 2026 originations growth Read More »
Freddie Mac is rolling out a new quality control platform designed to streamline the review process of single-family loans, which it plans to make available to all lenders by the end of 2025, the government-sponsored enterprise announced Monday. Known as Quality Control Advisor Plus, the platform consolidates previously separate QC systems and uses technology to
Freddie Mac launches Quality Control Advisor Plus platform Read More »
Figure Technology Solutions reached $2.5 billion in consumer loan marketplace volume in the third quarter of 2025 — a 70% year-over-year increase, the company reported Thursday in its first earnings release since going public. Most of Figure’s volume continues to come from home equity lines of credit (HELOCs). New product categories — including crypto-backed loans,
Figure’s marketplace accelerates with $2.5B in Q3 volume Read More »
Last month, American Pacific Mortgage (APM) announced a leadership transition as the company nears its 30th anniversary. The company’s longtime chairman and former president and CEO, Bill Lowman, said he plans to retire after more than two decades with APM. As part of the leadership transition, Ned Payant, APM’s former CEO, stepped into the role of
APM leaders discuss succession planning and 2026 strategy Read More »
Each year on Veterans Day, I take a moment to think about the Americans I served alongside – their courage, their families, and the quiet sacrifices that never make headlines. It’s a day to remember those who sacrificed and to honor those still building their lives after service. For many of us, that next chapter
How NewDay Home helps fulfill the VA’s promise of homeownership for our nation’s heroes Read More »
Mortgage marketing is stuck in 2008. Not because the tactics are old. We have webinars instead of lunch-and-learns, sponsored posts instead of postcards. The problem isn’t outdated tools. It’s the mindset, the fact that most of us never really learned how to market in the first place. That’s not an indictment of the people doing
Stop marketing like it’s 2008: You’re invisible Read More »