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Mortgage applications decline for second consecutive week

Mortgage applications decline for second consecutive week

Industry News, Mortgage applications, Mortgage Rates, Originations /

Homes in Centreville, Maryland.Nathan Howard/Bloomberg Home loan applications fell in consecutive weeks for the first time in two months, according to the Mortgage Bankers Association. Processing Content The MBA’s Market Composite Index, a measure of mortgage loan application volume, dropped 5% on a seasonally-adjusted basis from one week prior for the period ending Dec. 19. […]

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Fannie Mae ups mortgage originations outlook

Fannie Mae, Mortgage applications, Mortgage Bankers Association, Originations, Secondary markets /

Fannie Mae revised its 2026 mortgage expectations marginally upward, with borrower interest in refinances, in particular, more likely to provide opportunities following the more muted activity of the past few years. Processing Content In its December housing outlook, the government-sponsored enterprise increased its forecasted volume for total originations next year to $2.37 trillion after a

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Benchmark mortgage rate drops to second lowest point in 2025

Economy, MARKETING TO BORROWERS, Mortgage Rates, Originations /

A key mortgage rate fell to its lowest point since the end of October and was one basis point higher than its 2025 trough but remained in the same general range it has occupied in the fourth quarter, Freddie Mac reported. Processing Content “The average 30-year fixed-rate mortgage decreased further this week,” said Sam Khater,

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FHFA sees middle class lift in axing Biden housing goals

Fannie Mae, FHFA, Freddie Mac, Originations, Regulation and compliance /

The U.S. Federal Housing Finance Agency says its new housing goals will help more middle class families get mortgages after being disadvantaged by Biden-era quotas. Processing Content The government-sponsored enterprises could purchase notably fewer loans in minority Census tracts over the next two years, according to the regulator’s plans unveiled Tuesday. The FHFA however anticipates

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Realpha grows mortgage footprint through Instamortgage

Industry News, M&A, MARKETING TO BORROWERS, Mortgage technology, Originations, Technology /

Digital real estate platform Realpha will acquire Instamortgage, adding the direct lender to its growing home finance network and furthering goals to build a one-stop artificial intelligence-backed homebuying experience.  Processing Content The move by the Dublin, Ohio-based technology firm, which has origins as a home purchase and sales platform, expands the company into lending after

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Housing inventory sees steepest drop in over two years

Housing Inventory, Housing markets, MARKETING TO BORROWERS, Originations /

Availability of for-sale inventory shrank at its quickest pace in over two years last month, as new home listings also landed at their lowest level since mid 2024, according to Redfin.  Processing Content Active listings decreased 1.4% from October, the largest seasonally adjusted drop since June 2023. The number doubled the previous month’s 0.7% pace

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Why 2026 could be the mortgage industry’s reset year

Distressed, LOAN PRODUCTS, Mortgage Rates, Mortgage technology, Originations, Regulation and compliance /

Several of the mortgage industry’s biggest story lines from 2025 are expected to take clearer shape in 2026, according to industry participants who shared their outlooks with National Mortgage News. Among the developments gaining traction are the potential arrival of the 50-year mortgage, the full rollout of credit score modernization and further consolidation after a

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Existing-home sales edge up with help from tamer prices

Housing markets, Originations /

Existing-home sales in the US barely rose in November, as a recent moderation in price growth and mortgage rates motivated buyers at the margin. Processing Content Contract closings ticked up 0.5% to an annual rate of 4.13 million last month, according to National Association of Realtor figures released Friday. That was the highest since February

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Mortgage brokers optimistic about housing market in 2026

Home Prices, Housing markets, Industry News, Originations /

Mortgage brokers are optimistic about the year ahead, with many anticipating more business. Processing Content AD Mortgage’s Mortgage Professionals Pulse Report and 2026 Outlook found 57.6% of the more than 300 brokers surveyed said they felt motivated heading into the new year and 84.5% said they expect business to grow in 2026. “Partner feedback confirms

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Mortgage rates flatline following recent Fed cut

Housing affordability, Mortgage Rates, Originations /

Mortgage rates largely held steady over the past seven days despite the latest Federal Reserve decision to cut, exhibiting many of the same trends they’ve shown over the past several weeks.  Processing Content The 30-year fixed-rate average came in at 6.21% on Dec. 18, according to Freddie Mac’s Primary Mortgage Market Survey. The number inched

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