Apply Online
Schedule a Call

Regulatory

Experts offer multi-faceted solutions to the housing supply shortage

Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning /

As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home […]

Experts offer multi-faceted solutions to the housing supply shortage Read More »

FHFA clears Rocket’s $9.4B acquisition of Mr. Cooper, with safeguards

Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper, Mr. Cooper Group, Regulatory, Rocket Companies, Rocket Mortgage /

The Federal Housing Finance Agency (FHFA) said Tuesday it has allowed Fannie Mae and Freddie Mac to approve Rocket Companies’ planned acquisition of Mr. Cooper Group, noting the combined company should not exceed a 20% counterparty risk limit set for the government-sponsored enterprises (GSEs). Detroit-based Rocket announced in March that it would acquire Mr. Cooper

FHFA clears Rocket’s $9.4B acquisition of Mr. Cooper, with safeguards Read More »

Fed’s Lisa Cook to sue Trump over attempted firing

Donald Trump, Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Fraud, Politics, Regulatory, Trump administration /

Federal Reserve Governor Lisa Cook plans to sue President Donald Trump after he attempted to fire her on Monday, citing allegations of mortgage fraud. The case has renewed concerns over the Fed’s independence and added fresh volatility to financial markets. “President Trump has no authority to remove Federal Reserve Governor Lisa Cook. His attempt to

Fed’s Lisa Cook to sue Trump over attempted firing Read More »

Is the real estate industry getting its antitrust enforcement wish? 

Commission Lawsuit, Department of Justice, HWmember, Legal, National Association of Realtors, Real Estate, Regulatory, Sitzer/Burnett, Trump administration /

Many in the real estate industry lauded President Donald Trump’s victory in the 2024 presidential election as they anticipated his win would usher in a new wave of weaker antitrust scrutiny on an industry that had spent the past four years battling its fair share of antitrust suits.  However, these hopes and dreams were put

Is the real estate industry getting its antitrust enforcement wish?  Read More »

Powell’s Jackson Hole speech stirs cautious optimism for housing

Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Regulatory /

Federal Reserve Chair Jerome Powell’s speech on Friday at the Jackson Hole Economic Symposium left real estate and mortgage professionals cautiously optimistic. While expectations are building for lower interest rates, volatility remains a concern. In his final address as Fed chair at the Federal Reserve Bank of Kansas City’s annual conference, Powell signaled the possibility

Powell’s Jackson Hole speech stirs cautious optimism for housing Read More »

Former DOJ official blames lobbyist for weaker antitrust scrutiny

Commission Lawsuit, Department of Justice, HWmember, Legal, National Association of Realtors, Politics, Real Estate, Regulatory, Sitzer/Burnett, Trump administration /

Roger Alford’s time at the Department of Justice (DOJ) may have been brief — much to the relief of the real estate industry — but that doesn’t mean he doesn’t have thoughts on his time there.  Alford, a law professor at Notre Dame who served as an expert witness testifying against the real estate industry

Former DOJ official blames lobbyist for weaker antitrust scrutiny Read More »

Ex-GSE risk chief makes case for Fannie-Freddie merger

Conservatorship, Fannie Mae, Freddie Mac, Government-Sponsored Enterprise, GSE Reform, GSEs, HWmember, LendingLife, Mortgage, private-label securities, Regulatory, Secondary market /

Clifford Rossi speaks from the vantage point of someone who has been inside the government-sponsored enterprises (GSEs). In different periods during the 1990s and 2000s, he served as a senior financial economist at Fannie Mae and as senior director of single-family risk management at Freddie Mac. Rossi was among the earliest advocates of merging the

Ex-GSE risk chief makes case for Fannie-Freddie merger Read More »

Caliber Home Loans fined $2.3M for overcharging California borrowers

Caliber Home Loans, California, HWmember, Mortgage, NewRez, Regulatory, Regulatory Compliance /

The California Department of Financial Protection and Innovation (DFPI) confirmed on Monday that it has reached a $2.3 million settlement with former mortgage lender and servicer Caliber Home Loans Inc. California regulators found that in 2016, Caliber overcharged borrowers per diem interest and later identified 4,912 affected loans between 2012 and 2019, totaling $550,316. These

Caliber Home Loans fined $2.3M for overcharging California borrowers Read More »

HUD’s English-only policy slams the door on the American Dream

Contributors, DEI, HUD, HWmember, Opinion, Real Estate, Regulatory, Regulatory Compliance /

“One voice” or no voice at all? As of August 2025, the U.S. Department of Housing and Urban Development (HUD) is officially enforcing an English-only policy across its operations. Under direction from the Trump administration’s executive order that declared English the “official language” of the United States, HUD has begun removing all translated materials from

HUD’s English-only policy slams the door on the American Dream Read More »

The Florida Association of Mortgage Professionals pushes for condo guideline changes

Affordability, Bill Pulte, Fannie Mae, FHFA, Florida, Florida Association of Mortgage Professionals, Freddie Mac, HWmember, Mortgage, Origination, Regulatory /

Florida homebuyers are facing the same affordability challenges that other housing markets are grappling with, but with added regulatory hurdles if they want to buy a condo. The Florida Association of Mortgage Professionals (FAMP), which is hosting its annual convention this week in Orlando, is addressing those challenges head-on, looking to improve the Florida housing market

The Florida Association of Mortgage Professionals pushes for condo guideline changes Read More »