Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance […]
Don’t count on the ‘silver tsunami’ for housing inventory surge Read More »
Older U.S. homeowners held a record level of housing wealth in the third quarter of 2025, driven by rising home values and continued equity accumulation, according to the latest Reverse Mortgage Market Index (RMMI). Housing wealth among homeowners ages 62 and older rose 1.9% in the third quarter of 2025 to $14.66 trillion, surpassing the
Senior home equity surges to record $14.7T Read More »
President Donald Trump has floated proposals to make it easier for Americans to pull from their 401(k) retirement accounts to buy a home — framing the idea as a way to boost homeownership and financial stability. But financial experts say the strategy could undermine long-term financial security, particularly as housing costs rise and retirement savings
Tapping a 401(k) for homeownership is risky business, experts say Read More »
The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader recently explained. A blog post by Luke Delorme
New deduction may lower seniors’ Social Security tax burden Read More »
The Philadelphia City Council has advanced a proposal to create PhillySaves, a city-sponsored automated retirement savings program designed to reach private sector workers whose employers do not offer retirement benefits. City officials said the initiative aims to expand access to retirement savings while placing minimal administrative burdens on employers. Under legislation approved by the council,
Philadelphia proposes new retirement savings program Read More »
President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Trump’s speech on Wednesday at the World Economic Forum
Trump’s 401(k) proposal could help homebuyers, hurt retirement funds Read More »
Older Americans are leaving money on the table when they sell their homes, with losses widening sharply after age 70, according to new research from the Center for Retirement Research at Boston College. Using a newly built national dataset, researchers found that sellers in their 70s and beyond consistently earn lower returns than younger homeowners.
Senior home sellers take a hit on profits Read More »
A growing shortage of home care workers is threatening older Americans’ ability to remain in their homes. Despite rising demand, the sector struggles with low wages, high turnover and limited benefits — leaving families and patients scrambling for support, according to recent data highlighted by KFF. “This is not about what’s going to happen a
Home care crisis drives innovation for aging in place Read More »
Retirement is widely portrayed as the reward for decades of work, but many Americans who have already stopped working say that promise is slipping out of reach. Rising costs and inadequate savings are reshaping expectations — and fueling fears — about life after work, according to findings from a recent Clever Real Estate survey. Clever
Cost of retirement comfort soars, leaving most far short Read More »
Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. Middle-income Americans ages 50 to 64 are most at risk, according to KFF data
Skyrocketing health care costs threaten early retirement Read More »