Insurance-in-force growth at the government-run Federal Housing Administration will continue to outpace its private counterparts going forward because of the current state of the housing market, a Keefe, Bruyette & Woods report said. Processing Content The market share (based on IIF) split between the two products has been narrowing since the third quarter of 2022. […]
FHA usage will continue to outgrow private MI in 2026 Read More »
The Department of Housing and Urban Development will be selling thousands more reverse mortgages that have been called due-and-payable on occupied homes, continuing a practice that began late last year. Processing Content More than 2,500 nonvacant loans with a total principal balance around $730 million are going up for sale on Feb. 10. Until recently, department’s
FHA reverse mortgage properties go up for sale Read More »
Loan-origination software provider Meridianlink reached a deal for an integration with Optimal Blue that aims to streamline processes and offer competitive pricing in secondary market sales for lenders. Processing Content With the integration, mortgage customers using Meridianlink’s LOS will gain access to Optimal Blue’s product, pricing and eligibility solutions in real time directly through the
Optimal Blue, Meridianlink to integrate pricing, LOS tools Read More »
Higher costs for credit reporting in the mortgage industry are drawing renewed criticism from a federal housing official as the new year gets underway. Processing Content “I do not know what the credit bureaus are doing with their pricing. They are inviting a lot of scrutiny and that is only intensifying by the day,” Federal
Credit reporting prices draw more ire from FHFA’s Pulte Read More »
Flush with deposits, U.S. banks are buying up mortgage bonds and betting that the asset class will get a further boost in 2026 from relaxed capital rules.Late last year, commercial bank holdings of mortgage paper reached the highest level since 2023, and stood at more than $2.7 trillion toward the end of December, according to
Banks snatch up MBS that notched best returns since 2002 Read More »
The spread between the 10-year Treasury yields and 30-year fixed mortgage rates tightened at the end of 2025, largely driven by Fannie Mae and Freddie Mac increasing their holdings of mortgage-backed securities, a Keefe, Bruyette & Woods report claimed. Processing Content But a bigger picture issue overhanging the increase in portfolio size is should the
Mortgage spreads are narrowing, but for which reason? Read More »
The will to explore a new move that will put the government-sponsored enterprises on a path to be recapitalized and released from conservatorship exists; the question now is how, when and if. Processing Content All that could depend on whether the Trump administration is willing to make investor concessions and offer new shares, according to
Some paths to recap and release longer than others: Wedbush Read More »
Enjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights? Subscribe Now As the residential mortgage industry looks forward to the New Year, I have some wish list items which could make a big difference to mortgage lenders and consumers alike. Sadly, the Trump Administration
A mortgage wish list for 2026 Read More »
For the mortgage industry, 2025 is likely to go down as the year of the big deal. But that could be a temporary title as some experts expect the consolidation wave to continue in the new year. Still among the biggest of the big: But what might have been the most celebrated deal of all,
Mortgage mergers and acquisitions in 2025 Read More »
Three U.S. senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. Processing Content In a letter sent Tuesday to Fannie Mae acting Chief Executive Officer Peter Akwaboah and Freddie Mac CEO Kenny Smith,
Lawmakers launch probe into key insurance rating firm in Florida Read More »