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Securitization

High-quality investment mortgages secure EFMT’s $325.7 million RMBS

Bank of America Merrill Lynch, RMBS, Securitization /

A pool of residential mortgages financing investor properties and second homes will collateralize $325.7 million in residential mortgage-backed securities (RMBS) from the EFMT 2026-AE1. Processing Content Although investor properties, which are prone to higher chances of default, account for 58% of the pool, analysts at Kroll Bond Rating Agency point out. Yet those chances of […]

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Trump’s $200B MBS idea tightens spreads, raises doubts

Housing markets, MBS, Mortgage Rates, Politics and policy, Secondary markets, Securitization /

If it comes to fruition, President Trump’s call for a $200 billion purchase of mortgage-backed securities could further tighten MBS spreads in the near term. But with few details available, many market participants are skeptical about the longer-term impact. Processing Content In response to the president directing his representatives to purchase an equal amount of

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Onslow Bay Financial sponsors non-QM deal for $847.2 million

J.P. Morgan Securities, RMBS, Securitization /

A pool of 1,638 fixed- and adjustable-rate mortgages extended to non-prime and subprime borrowers will collateralize $847.2 million in residential mortgage-backed securities (RMBS), sponsored by Onslow Bay Financial. Processing Content Most credit aspects of the deal are neutral, said Fitch Ratings. This includes what Fitch Ratings calls a seasoned probability of default (PD) driver, which

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Banks snatch up MBS that notched best returns since 2002

Economy, Housing markets, Mortgage Rates, Secondary markets, Securitization /

Flush with deposits, U.S. banks are buying up mortgage bonds and betting that the asset class will get a further boost in 2026 from relaxed capital rules.Late last year, commercial bank holdings of mortgage paper reached the highest level since 2023, and stood at more than $2.7 trillion toward the end of December, according to

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Mortgage spreads are narrowing, but for which reason?

Capital markets, Mortgage Rates, Secondary markets, Securitization /

The spread between the 10-year Treasury yields and 30-year fixed mortgage rates tightened at the end of 2025, largely driven by Fannie Mae and Freddie Mac increasing their holdings of mortgage-backed securities, a Keefe, Bruyette & Woods report claimed. Processing Content But a bigger picture issue overhanging the increase in portfolio size is should the

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Non-QM mortgages secure JP Morgan’s latest RMBS, offering $587.6 million

J.P. Morgan Securities, Non-QM, RMBS, Securitization /

Non-qualified mortgages will secure the latest J.P. Morgan mortgage issuance, as the J.P. Morgan Mortgage Trust 2025-NQM5 comes to market with $587.6 million in residential mortgage-backed securities. Processing Content According to Fitch Ratings and Morningstar DBRS, which assessed the deal, the collateral pool is secured by a pool of all first lien mortgages diversified by

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400 Capital sues over alleged fee-grab tactic in CMBS loan

Distressed, Mortgage defaults, Securitization, Servicing /

A $130 million loan tied to Midtown Manhattan properties is at the center of a lawsuit that accuses a firm hired to ensure the debt is repaid of self-serving tactics. Processing Content Rialto Capital, tasked with overseeing the loan on behalf of investors, allegedly engineered a way to keep it in default so that the

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Lawmakers launch probe into key insurance rating firm in Florida

Homeowners insurance, Natural disasters, Secondary markets, Securitization /

Three U.S. senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. Processing Content In a letter sent Tuesday to Fannie Mae acting Chief Executive Officer Peter Akwaboah and Freddie Mac CEO Kenny Smith,

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CROSS intends to raise $328.3 million from non-prime mortgages

J.P. Morgan Securities, RMBS, Securitization /

A pool of non-prime residential mortgages will collateralize $328.3 million in residential mortgage-backed securities (RMBS), through the CROSS 2025-H10 Mortgage Trust. Processing Content The transaction will issue notes through about nine tranches of class A, M and B notes, according to analysts at Kroll Bond Rating Agency. The notes will repay investors through a hybrid

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