Technology

Blend Labs unveils AI system for lending

Blend Labs Inc. on Wednesday introduced Intelligent Origination, an AI-driven system designed to streamline the lending process by embedding automation and analytics throughout its digital origination platform. The company said the system integrates artificial intelligence into each stage of origination to interpret data and documents, perform complex tasks autonomously and learn from outcomes. Each feature […]

Blend Labs unveils AI system for lending Read More »

Plaid introduces LendScore for real-time credit risk assessment

Plaid on Wednesday introduced LendScore, a new credit risk model that uses real-time cash flow data and account connection insights to give unsecured personal lenders a more complete view of a borrower’s financial situation. The launch comes amid significant shifts in consumer borrowing behavior and credit scoring. Plaid pointed to a recent TransUnion study, which

Plaid introduces LendScore for real-time credit risk assessment Read More »

AI in title and escrow is a ‘force multiplier’ not a ‘job killer’

AI in title and escrow is a ‘force multiplier’ not a ‘job killer’

Artificial intelligence (AI) has rapidly become a cornerstone technology for the title and escrow sector, according to Qualia’s newly released State of AI in Title and Escrow 2025 report. Nearly 90% of professionals now use at least one AI tool — a sign of the technology’s influence moving from novelty to necessity. The study, which

AI in title and escrow is a ‘force multiplier’ not a ‘job killer’ Read More »

Financial data network Plaid launches a consumer credit score

The financial-technology firm Plaid Inc. is launching a credit-score service to provide banks and fintechs more detailed and timely information on consumers’ financial health. Plaid — whose services connect banks and fintechs — is launching LendScore, a rating that will range from 1-99 with a particular focus on helping lenders serving subprime and near-prime consumers,

Financial data network Plaid launches a consumer credit score Read More »

How late fintech pioneer Doug Lebda built LendingTree

Doug Lebda, the founder, chairman and chief executive officer of financial services marketplace LendingTree, died over the weekend in an all-terrain vehicle accident, according to the company. He was 55. Lebda established LendingTree in 1996 after experiencing a lack of transparency and confusing process while obtaining a mortgage. His goal was to simplify financial decisions

How late fintech pioneer Doug Lebda built LendingTree Read More »

Consumer-permissioned is the future. Is your business ready?

You’ve built a lending process that works. Your team is efficient, your systems are dialed in and you’ve invested in technology to stay competitive. But if you still rely on credit reports, static databases or third-party records that borrowers didn’t explicitly authorize, you’re not as modern as you think. Consumer expectations have shifted. In a

Consumer-permissioned is the future. Is your business ready? Read More »

Tech Pulse: Mortgage leaders stress forward thinking

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Mortgage execs advise lenders to embrace technology or risk falling behind Lenders were urged to embrace technology and adapt to a changing mortgage market at HousingWire‘s 2025 Mortgage

Tech Pulse: Mortgage leaders stress forward thinking Read More »

Longbridge employs One Diligence’s AI platform

One Diligence, a provider of reviews and outsourcing solutions to the residential mortgage industry, announced on Thursday that reverse mortgage lender Longbridge Financial has implemented its artificial intelligence–driven platform to enhance accuracy and efficiency in loan servicing operations. Longbridge found an opportunity to improve how it verifies loan data between its origination system and loan

Longbridge employs One Diligence’s AI platform Read More »

ChatGPT, Gemini increasingly used in home buyer searches

When it comes to learning about today’s housing market, a majority of potential buyers are going digital, turning toward artificial intelligence and social media for information, according to Realtor.com. A majority of potential buyers said they are excited about how AI can help personalize their home search experience, and 82% are using it in their

ChatGPT, Gemini increasingly used in home buyer searches Read More »

Mortgage lenders face tech-driven paradigm shift

As mortgage lenders confront a “paradigm shift” driven by technology, cost pressures and temperamental market conditions, executives warned that those who fail to adapt risk being left behind. Speaking at HousingWire‘s 2025 Mortgage Banking Summit earlier this week, David Lykken, the president of Transformational Mortgage Solutions, and Adam Carmel, the CEO of Polly, offered a

Mortgage lenders face tech-driven paradigm shift Read More »