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Advocus National Title expands leadership team

Home Sales, HWmember, People Movers, Real Estate, Title, Title insurance, Underwriting /

Advocus National Title Insurance Co. has expanded its national leadership team as it moves to scale its underwriting platform across the country. The attorney-focused title insurance underwriter said the leadership changes are intended to support national growth while maintaining its long-standing emphasis on attorney involvement in real estate transactions. Advocus has operated as a national […]

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Mortgage defects stabilize as lenders face quality control issues

ACES Quality Management, Artificial Intelligence, HWmember, LendingLife, Loan buybacks, Mortgage, Origination, quality control, Technology, Underwriting /

Mortgage lenders are seeing loan defects stabilize after several volatile years, but shifts in interest rates and loan volumes continue to expose weaknesses in quality control (QC), according to ACES Quality Management CEO Trevor Gauthier and chief operating officer Phil McCall. In an interview with HousingWire, Gauthier and McCall highlighted staffing cuts, refinance surges and

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PrimeLending stays in the red, losses ease in Q4

Earnings, Originations, Underwriting /

Industry headwinds pushed Primelending, Hilltop Holding’s mortgage subsidiary through Plainscapital Bank, into the red again in the fourth quarter, the company said. Processing Content Primelending produced a pretax loss of $5.2 million in the fourth quarter, lower than the loss of $7.2 million in the third quarter and the loss of $15.9 million in the

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Lenders predict 2026 rebound led by refis and home equity

Distressed, Editorial Research, LOAN PRODUCTS, Originations, Secondary markets, Underwriting /

Nearly three quarters of lenders expect mortgage volume to improve in 2026, but their confidence is concentrated in refinancings and home equity lending. Processing Content Those expectations from the National Mortgage News Predictions 2026 survey, which was fielded online during November and December among 156 mortgage-industry professionals. More than half, 55% of respondents, work at

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UAD 3.6 is live, but many lenders aren’t ready

Appraisals, Mortgage technology, Secondary markets, Underwriting /

UAD 3.6, a sweeping overhaul of how residential appraisals are reported to Fannie Mae and Freddie Mac, becomes available to all lenders on Jan. 26. The rollout comes even as many lenders are still sorting out what the change will mean for their appraisal workflows, systems and timelines. Processing Content The new standard replaces UAD

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Mortgage pros warn credit card rate cap could backfire on homebuyers

Credit, Credit Score, Homebuyers, HWmember, Interest rates, LendingLife, Mortgage, Mortgage Credit Availability, Origination, Underwriting /

In the mortgage industry, the initial reaction to President Donald Trump’s proposal to cap credit card interest rates at 10% has been concern that the policy could ultimately backfire on would-be homebuyers. The cap might seem beneficial on paper, but the long-term consequences, including reduced credit availability, could outweigh the benefits, mortgage professionals told HousingWire. 

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Newfi Lending expands DSCR program to accept crypto reserves

Cryptocurrency, Mortgage, Non-QM, Origination, Real Estate Investing, Underwriting /

Newfi Lending, a national mortgage lender focused on non-QM originations, announced Tuesday that it’s expanding its debt-service-coverage ratio (DSCR) loan program to allow larger loan amounts, financing for rural properties and the use of qualifying cryptocurrency assets to meet reserve requirements without liquidation. The updates are aimed at real estate investors who hold digital assets

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Why the tri-merge credit mandate is hard to defend

Credit, Credit reporting, FICO, Originations, Underwriting /

Enjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights? Subscribe Now In a December 2025 letter to Federal Housing Finance Agency Director Bill Pulte, the Mortgage Bankers Association noted that “the current GSE requirement to obtain a report from each of the three credit

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Prudent AI launches same-day mortgage income calculator

HWmember, Income verification, Mortgage, Technology, Underwriting /

Delaware-based fintech company Prudent AI on Wednesday announced the launch of Prudent AI Upfront Income, a tool that it calls the mortgage industry’s “first universal income platform designed to calculate qualified income for any loan type in a single tool with same-day certainty.” The company explained in a press release that mortgage lenders can use

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What Trump might say about housing during Davos meeting

Housing markets, Mortgage Rates, Politics and policy, Secondary markets, Underwriting /

News of Pres. Trump’s upcoming remarks on housing at the World Economic Forum in Davos, Switzerland have stirred fresh speculation about the future of Fannie Mae and Freddie Mac, even as analysts say major policy shifts remain uncertain.   Processing Content An exit from conservatorship for the government-sponsored enterprises is not expected to be part of

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